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Chrysler PT Cruiser Insurance Rates

Finding cheaper auto insurance by comparing rates online is easy and at the same time you can save money. The key is to get rates from all companies in order to accurately compare the cheapest rate quotes.

Consumers who are new to the process of comparison shopping may think finding low-cost PT Cruiser insurance is going to be difficult. Finding lower PT Cruiser insurance cost can be quick and easy. You just have to spend a little time getting comparison quotes from different insurance companies. It is quite easy and can be accomplished by getting a quick quote here.

What factors impact PT Cruiser insurance quotes?

Car insurance premiums on a Chrysler PT Cruiser can fluctuate considerably based upon several criteria. Taken into consideration are:

  • Your driving record
  • Credit rating impacts rates
  • Male rates may be higher
  • The deductible you choose
  • Your vehicle's safety rating
  • Your claim history
  • Having current coverage saves
  • Whether you rent or own your home

An additional factor which can affect PT Cruiser insurance rates is the year of the vehicle. Models that are new have a higher actual cash value than older models so repair costs are higher which may result in higher rates. On the flip side, newer vehicles may have safety features like a backup camera, an advanced theft deterrent system, dual-stage airbags, and pedestrian detection which may help offset higher rates.

For you to have a better understanding of how rates are influenced for your specific model year, select the year of your vehicle from available model years below.

Auto liability insurance - Liability insurance can cover damages or injuries you inflict on people or other property that is your fault. Liability can pay for things such as emergency aid, pain and suffering, and medical services. Liability insurance is relatively cheap so you should buy as high a limit as you can afford.

Collision coverage - This covers damage to your Chrysler resulting from a collision with an object or car. A deductible applies and then insurance will cover the remainder. Collision coverage for your PT Cruiser can be pricey, so consider dropping it from older vehicles. Drivers also have the option to raise the deductible to get cheaper PT Cruiser insurance rates.

Comprehensive insurance - This coverage covers damage that is not covered by collision coverage. You first have to pay a deductible and then insurance will cover the rest of the damage. The most you can receive from a comprehensive claim is the actual cash value, so if your deductible is as high as the vehicle's value it's probably time to drop comprehensive insurance.

Uninsured/Underinsured Motorist coverage - This provides protection when other motorists either are underinsured or have no liability coverage at all. Since a lot of drivers carry very low liability coverage limits, their limits can quickly be used up. That's why carrying high Uninsured/Underinsured Motorist coverage should not be overlooked.

Med pay and Personal Injury Protection (PIP) - Coverage for medical payments and/or PIP provide coverage for expenses such as doctor visits, EMT expenses, and X-ray expenses. They can be used in conjunction with a health insurance program or if you lack health insurance entirely. PIP is not an option in every state and may carry a deductible.

How Much are Chrysler PT Cruiser Insurance Rates?