Vehicles > Chevrolet > Trax

Chevrolet Trax Insurance Cost

Buying car insurance through online companies is easy, plus you can save money. The key is to get rates from all companies in order to accurately compare all possible prices.

People who are new to buying insurance may think finding low-cost Trax insurance is difficult. There are several ways to get quotes from different insurance companies. The easiest way by far to find the cheapest Trax insurance rates is to get quotes online. This can be done by getting a quick quote here.

Rates are impacted by...

Car insurance premiums on a Chevrolet Trax can fluctuate considerably based upon several criteria. Including but not limited to:

  • Your driving record
  • Credit rating impacts rates
  • Men typically pay more than women
  • The deductible you choose
  • Crash test rating for your Trax
  • Your occupation
  • The level of coverage
  • Home ownership saves money

An additional factor that helps determine Trax insurance cost is the year of the vehicle. Older models have a lower value than newer models so the cost to replace them will push premiums down. Conversely, more recent Chevrolet vehicles may have safety features such as active head restraints, traction control, and a rollover prevention system which may help offset higher rates.

To get a better idea how rates are influenced for your specific model year, select the year of your vehicle from the list below.

Coverage for liability

Liability insurance will cover damage or injury you incur to people or other property in an accident. Liability can pay for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Liability insurance is relatively cheap so you should buy as high a limit as you can afford.

Collision protection

Collision insurance will pay to fix damage to your Chevrolet resulting from a collision with a stationary object or other vehicle. A deductible applies and then insurance will cover the remainder. Collision coverage for your Trax can be pricey, so consider dropping it from older vehicles. Drivers also have the option to raise the deductible to bring the cost down.

Comprehensive coverage (or Other than Collision)

This coverage covers damage from a wide range of events other than collision. You first have to pay a deductible and then insurance will cover the rest of the damage. The most your car insurance company will pay is the actual cash value, so if your deductible is as high as the vehicle's value it's not worth carrying full coverage.

Uninsured or underinsured coverage

Uninsured or Underinsured Motorist coverage provides protection from other drivers when they are uninsured or don't have enough coverage. Since many drivers carry very low liability coverage limits, their limits can quickly be used up. So UM/UIM coverage is very important.

Insurance for medical payments

Personal Injury Protection (PIP) and medical payments coverage provide coverage for immediate expenses such as EMT expenses, pain medications, and nursing services. They can be used in conjunction with a health insurance program or if you do not have health coverage. PIP is only offered in select states and may carry a deductible.

How Much are Chevrolet Trax Insurance Rates?