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Chevrolet Silverado 3500 Insurance Cost

You have many choices when shopping for car insurance for your Chevrolet vehicle. You can buy from an agent or shop online to compare rates from many different companies. Comparing car insurance from online companies is easy, in addition you can save money.

Beginners to comparing rates may think shopping for affordable Silverado 3500 insurance can be quite difficult. There are several ways of comparing rates from different insurance companies. By far the easiest way to compare Silverado 3500 insurance rates involves getting comparison quotes online. This is very easy and can be done by comparing rates here.

Criteria which help determine car insurance premiums

Car insurance premiums paid to insure a Chevrolet Silverado 3500 can be significantly different based upon several criteria. A few of these criteria are:

  • The performance level of your Silverado 3500
  • How many accidents you have had
  • Home and auto can earn discounts
  • How you use your vehicle
  • Optional coverages like vehicle replacement
  • Your occupation
  • The level of coverage
  • Owning a home can lower rates

An additional factor that can impact Silverado 3500 insurance cost is the year of the vehicle. Used vehicles have a much lower replacement value than newer models so the costs to repair will push premiums down. Conversely, newer vehicles may have safety features such as active head restraints, adaptive headlights, a backup camera, and tire pressure monitors that may help lower rates.

To get a better idea how much rates will be for your vehicle, select the year of your Silverado 3500 from the following list.

Liability coverage

Liability insurance can cover injuries or damage you cause to a person or their property. Liability coverage protects against claims such as funeral expenses, loss of income, and emergency aid. Liability insurance is relatively cheap so you should buy as large an amount as possible.

Collision insurance

This coverage covers damage to your Chevrolet from colliding with another vehicle or an object, but not an animal. You first must pay a deductible and then insurance will cover the remainder. This coverage can be expensive, so consider dropping it from older vehicles. You can also raise the deductible to bring the cost down.

Comprehensive coverage

This pays for damage caused by mother nature, theft, vandalism and other events. You first have to pay a deductible and then insurance will cover the rest of the damage. The highest amount a car insurance company will pay at claim time is the actual cash value, so if it's not worth much more than your deductible it's probably time to drop comprehensive insurance.

Uninsured/Underinsured Motorist (UM/UIM)

This coverage protects you and your vehicle's occupants from other drivers when they either are underinsured or have no liability coverage at all. Because many people only carry the minimum required liability limits, their liability coverage can quickly be exhausted. So UM/UIM coverage is a good idea.

Medical payments coverage and PIP

Coverage for medical payments and/or PIP provide coverage for bills such as ambulance fees, surgery, and doctor visits. They are often used to cover expenses not covered by your health insurance policy or if you do not have health coverage. PIP is not an option in every state and gives slightly broader coverage than med pay.

How Much are Chevrolet Silverado 3500 Insurance Rates?