Vehicles > Chevrolet > Malibu Classic

Chevrolet Malibu Classic Insurance Quotes

You have lots of choices when looking for the best insurance on your Chevrolet vehicle. You can buy from an insurance agent or get quotes online to check prices from many different companies. Buying auto insurance from online companies saves time, is easy to do and at the same time you may find lower rates.

Shopping online for auto insurance is challenging if you are a beginner to quoting online. But don't be discouraged because we're going to show you how. Reducing your Malibu Classic insurance cost is actually quite simple. All that's required is to spend a few minutes on the computer to compare quotes online from several insurance companies. This can be accomplished by completing this short form.

What factors determine car insurance premiums?

Insurance premiums on a Chevrolet Malibu Classic can be significantly different and are calculated by many factors. Taken into consideration are:

  • High performance increases premiums
  • How many accidents you have had
  • Multiple policies can save money
  • Pleasure use vs. commuting use
  • Special coverage such as replacement cost
  • Whether or not you have claims
  • Maintaining coverage lowers rates
  • Whether you rent or own your home

One important consideration that helps determine your rates is the age of the vehicle. New vehicles cost more compared to older Chevrolet models so the costs to repair may end up costing you more. But newer models have more advanced features including forward-collision avoidance, automatic crash notification, and tire pressure monitors that may help give discounted rates.

To get more specific information about how much rates will be for your vehicle, select the year of your Malibu Classic from available model years below.

Liability coverage

This protects you from damages or injuries you inflict on people or other property in an accident. Liability coverage protects against things such as emergency aid, pain and suffering, and medical services. It is cheap coverage so buy as large an amount as possible.

Collision coverage protection

Collision insurance pays for damage to your Chevrolet resulting from a collision with an object or car. You first must pay a deductible then the remaining damage will be paid by your insurance company. Collision coverage for your Malibu Classic can be pricey, so analyze the benefit of dropping coverage from lower value vehicles. It's also possible to increase the deductible to save money on collision insurance.

Comprehensive coverage

This coverage pays to fix your vehicle from damage that is not covered by collision coverage. You first must pay your deductible then your comprehensive coverage will pay. The highest amount you can receive from a comprehensive claim is the cash value of the vehicle, so if the vehicle's value is low consider dropping full coverage.

Coverage for uninsured or underinsured drivers

This protects you and your vehicle when the "other guys" do not carry enough liability coverage. Since many drivers have only the minimum liability required by law, their liability coverage can quickly be exhausted. For this reason, having high UM/UIM coverages is very important.

Medical payments coverage and PIP

Med pay and PIP coverage kick in for expenses like doctor visits, EMT expenses, and X-ray expenses. They are used in conjunction with a health insurance policy or if there is no health insurance coverage. PIP coverage is not available in all states but it provides additional coverages not offered by medical payments coverage.

How Much are Chevrolet Malibu Classic Insurance Rates?