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Chevrolet Malibu Insurance Rates

There are many options when trying to insure your Chevrolet vehicle. You can buy direct from a local agent or price shop online to compare pricing from insurance providers. Shopping for car insurance by comparing rates online is simple to do and there is a good chance you might just save a little.

Comparing car insurance rates direct online can be a challenge if you have never used online rate quotes. But don't let that discourage you because comparing prices is actually very simple. When shopping for car insurance there are multiple ways to get quotes and find the best price. The quickest method to find the lowest Malibu insurance quotes consists of shopping online. This can be accomplished by visiting this page.

Auto insurance rates for a Chevrolet Malibu will vary greatly subject to many criteria. Some of these factors include:

  • More performance equals higher cost
  • Your accident history
  • Whether you insure your home with the same company
  • Use of your vehicle
  • Extra coverages like towing and rental
  • What you do for a living
  • Insurance coverage level
  • Whether you own your home

A final factor that will help determine Malibu insurance rates is the model year. Older cars and trucks cost less in comparison to older models so repair costs tend to be lower which can decrease annual premiums. Although more recent Chevrolet vehicles may have a trim level with safety features included like dual-stage airbags, a rollover prevention system, and lane departure warning system so those may provide discounts that lower premiums.

To get a better understanding how much rates will be for your vehicle, select the year of your Malibu below.

Auto liability insurance

Malibu liability coverage will cover damage that occurs to other people or property by causing an accident. Liability insurance covers things like legal defense fees, bail bonds, and repair bills for other people's vehicles. This coverage is usually fairly inexpensive so consider buying as much as you can afford.

Collision coverage

Collision coverage will pay to fix damage to your Chevrolet caused by collision with another car or object. You have to pay a deductible and the rest of the damage will be paid by collision coverage. Malibu collision insurance is rather expensive coverage, so consider removing coverage from vehicles that are older. Another option is to bump up the deductible in order to get cheaper Malibu insurance rates.

Comprehensive insurance

Comprehensive insurance will pay to fix damage OTHER than collision with another vehicle or object. You need to pay your deductible first and the remainder of the damage will be paid by your Chevrolet Malibu comprehensive insurance. The maximum amount you'll receive from a claim is the market value of your vehicle, so if the vehicle is not worth much it's not worth carrying full coverage.

Uninsured Motorist or Underinsured Motorist insurance

Your UM/UIM coverage gives you protection from other motorists when they are uninsured or don't have enough coverage. Due to the fact that many drivers only purchase the least amount of liability that is required, it only takes a small accident to exceed their coverage. This is the reason having UM/UIM coverage is important protection for you and your family.

Med pay and Personal Injury Protection (PIP)

Personal Injury Protection (PIP) and medical payments coverage reimburse you for short-term medical expenses (i.e. nursing services, prosthetic devices, and dental work). The coverages can be used to fill the gap from your health insurance plan or if you are not covered by health insurance. Personal injury protection coverage is only offered in select states but can be used in place of medical payments coverage.

How Much are Chevrolet Malibu Insurance Rates?