Chevrolet Equinox Insurance Quotes

Finding cheaper auto insurance through online rate quotes can be fast and easy and at the same time you can save money. The most important part is to get as many rate quotes as possible in order to have all your choices.

If you are a novice to online auto insurance shopping, it's easy to be confused by the hoards of auto insurance companies offering insurance. Getting cheaper insurance rates can be surprisingly simple. The only requirement is to invest a few minutes getting comparison quotes provided by online insurance companies. It is quite easy and can be accomplished by comparing rates here.

Which factors influence Equinox insurance cost?

Car insurance premiums for a Chevrolet Equinox can fluctuate considerably depending on several factors. Taken into consideration are:

A clean driving record keeps rates low
Credit rating impacts rates
The size of your community
How many miles you drive
Male drivers pay higher rates
Deductible amount directly impacts your rate
Your vehicle's safety rating
Your claim history
Maintaining coverage lowers rates
Whether you rent or own your home

An additional factor which can affect Equinox insurance rates is the year of the vehicle. Newer models have a higher actual cash value than older models so the cost to replace them may result in higher rates. But new Chevrolet models may have safety features including autonomous braking, an advanced theft deterrent system, a telematics system, and adaptive headlights which may lower rates.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle from available model years below.

Auto liability

This coverage provides protection from damages or injuries you inflict on other people or property that is your fault. Liability can pay for things such as emergency aid, pain and suffering, and medical services. Coverage is generally pretty cheap so you should buy as high a limit as you can afford.

Auto collision coverage

This pays to fix your vehicle from damage caused by collision with an object or car. A deductible applies then your collision coverage will kick in. Equinox collision insurance is rather expensive coverage, so you might think about dropping it from older vehicles. You can also raise the deductible to save money on collision insurance.

Comprehensive auto coverage

Comprehensive insurance pays for damage that is not covered by collision coverage. A deductible will apply and then insurance will cover the rest of the damage. The most you can receive from a comprehensive claim is the ACV or actual cash value, so if it's not worth much more than your deductible consider removing comprehensive coverage.

UM/UIM (Uninsured/Underinsured Motorist) coverage

This protects you and your vehicle's occupants when the "other guys" either have no liability insurance or not enough. Since a lot of drivers only carry the minimum required liability limits, their limits can quickly be used up. For this reason, having high UM/UIM coverages should not be overlooked.

Medical payments and PIP coverage

Medical payments and Personal Injury Protection insurance pay for expenses such as doctor visits, EMT expenses, and X-ray expenses. They are often used to fill the gap from your health insurance program or if there is no health insurance coverage. Personal Injury Protection is not universally available and gives slightly broader coverage than med pay.

How Much are Chevrolet Equinox Insurance Rates?

Chevrolet Equinox Insurance Rates