Chevrolet Cavalier Insurance Rates

There are many options when trying to insure your Chevrolet vehicle. You can either buy through an insurance agent or shop online to compare pricing from car insurance companies. Buying auto insurance from online rate quotes is easy and there is a good chance you may find lower rates.

People who are new to shopping for insurance may think shopping for low-cost Cavalier insurance is more work than they want to put in. Finding a lower price on Cavalier insurance doesn't have to be difficult. You just have to take a little time to compare quotes from different insurance companies. This can be accomplished by visiting this page.

Insurance premiums on a Chevrolet Cavalier can be significantly different based upon several criteria. Some of these factors include:

The performance level of your Cavalier
How many accidents you have had
Multiple policies can save money
Pleasure use vs. commuting use
Extra coverages like towing and rental
Whether or not you have claims
Having continuous coverage saves you money
Whether you own your home

One important consideration that helps determine your rates is the age of the vehicle. A newer vehicle cost more compared to older Chevrolet models so repair costs are higher which may end up costing you more. Although newer vehicles have more advanced features included like adaptive cruise control, a collision avoidance system, autonomous braking, and an advanced theft deterrent system that may help provide discounts that lower premiums.

To get a better understanding how much rates will be for your vehicle, select the year of your Cavalier below.

Liability insurance

Liability insurance can cover damage that occurs to people or other property in an accident. Liability coverage protects against things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Liability insurance is relatively cheap so buy as large an amount as possible.

Collision coverage

Collision insurance covers damage to your Chevrolet resulting from a collision with another car or object. You first must pay a deductible and then insurance will cover the remainder. Collision coverage for your Cavalier can be pricey, so consider dropping it from lower value vehicles. Another option is to increase the deductible in order to get cheaper Cavalier insurance rates.

Comprehensive protection

This coverage will pay to fix damage OTHER than collision with another vehicle or object. You first have to pay a deductible then your comprehensive coverage will pay. The highest amount you'll receive from a claim is the actual cash value, so if the vehicle is not worth much it's probably time to drop comprehensive insurance.

Uninsured Motorist or Underinsured Motorist insurance

Your UM/UIM coverage gives you protection from other motorists when they either are underinsured or have no liability coverage at all. Since many drivers only purchase the least amount of liability that is required, their liability coverage can quickly be exhausted. This is the reason having UM/UIM coverage is very important.

Medical expense coverage

Coverage for medical payments and/or PIP provide coverage for short-term medical expenses like nursing services, prosthetic devices, and dental work. The coverages can be used in conjunction with a health insurance policy or if you are not covered by health insurance. PIP is not an option in every state but can be used in place of medical payments coverage.

How Much are Chevrolet Cavalier Insurance Rates?