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Chevrolet Captiva Sport Insurance Rates

There are many options when insurance shopping for your Chevrolet vehicle. You can buy from a local agent or go online to compare insurance costs of many different companies. Finding cheaper auto insurance from online companies can be fast and easy and there is a good chance you might just save a little.

If you are a novice to online auto insurance shopping, you can be overwhelmed by the hoards of online companies vying for your business. Cutting your Captiva Sport insurance cost is actually quite simple. Drivers just need to take a couple of minutes to get quotes provided by online insurance companies. It is quite easy and can be accomplished by getting a quick quote here.

Auto insurance rates paid to insure a Chevrolet Captiva Sport will vary greatly depending on several factors. Some of these factors include:

  • Higher performance Captiva Sport vehicles cost more
  • Your accident history
  • Home/auto policy bundles save money
  • How you use your vehicle
  • Extra coverages like towing and rental
  • Claims drive up premiums
  • Having current coverage saves
  • Whether you own your home

A final factor which can affect Captiva Sport insurance rates is the model year. Models that are new have a higher actual cash value in comparison to later models so the cost to replace them will push premiums up. On the flip side, more recent Chevrolet vehicles may have a trim level with safety features like anti-lock brakes, pedestrian detection, active head restraints, and an advanced theft deterrent system so those may help offset higher rates.

For you to have a better understanding of how much rates will be for your vehicle, select the year of your Captiva Sport below.

Liability coverage - This coverage will cover damage that occurs to a person or their property that is your fault. Liability insurance covers things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Coverage is generally pretty cheap so consider buying as much as you can afford.

Collision - This will pay to fix damage to your Chevrolet from colliding with another car or object. You have to pay a deductible then your collision coverage will kick in. This coverage can be expensive, so you might think about dropping it from vehicles that are older. Drivers also have the option to bump up the deductible to get cheaper Captiva Sport insurance rates.

Comprehensive coverage - This covers damage OTHER than collision with another vehicle or object. A deductible will apply and the remainder of the damage will be paid by your Chevrolet Captiva Sport comprehensive insurance. The maximum amount you'll receive from a claim is the ACV or actual cash value, so if your deductible is as high as the vehicle's value it's not worth carrying full coverage.

UM/UIM Coverage - Your UM/UIM coverage provides protection when other motorists are uninsured or don't have enough coverage. Since a lot of drivers carry very low liability coverage limits, it only takes a small accident to exceed their coverage. That's why carrying high Uninsured/Underinsured Motorist coverage should not be overlooked.

Medical payments coverage and PIP - Personal Injury Protection (PIP) and medical payments coverage pay for short-term medical expenses (i.e. nursing services, prosthetic devices, and dental work). They can be used to cover expenses not covered by your health insurance plan or if you lack health insurance entirely. Personal Injury Protection is only offered in select states and may carry a deductible.

How Much are Chevrolet Captiva Sport Insurance Rates?