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Chevrolet Camaro Insurance Rates

Shopping for car insurance through online providers can be fast and easy, in addition you can save money. The most important part is to take the time to get rates from all companies in order to have all your choices.

If shopping for car insurance online is new to you, you may be confused by the hoards of companies offering insurance. There are several ways to get quotes and find the best price. The fastest way to compare Camaro insurance quotes consists of shopping online. This is very easy and can be done by comparing rates here.

Criteria which help determine Chevrolet insurance rates

Car insurance premiums on a Chevrolet Camaro can vary widely depending on several factors. A few of these criteria are:

  • A clean driving record keeps rates low
  • Credit rating
  • Where you reside can make a big difference
  • The number of annual miles
  • Men typically pay more than women
  • Deductible amount directly impacts your rate
  • NTSB crash rating for your vehicle
  • Your occupation
  • Insurance coverage level
  • Owning a home can lower rates

An additional factor that will help determine Camaro insurance rates is the year of the vehicle. Older cars and trucks have a much lower replacement value than newer models so the cost to replace them may result in lower rates. Although more recent Chevrolet vehicles may have safety features included like active head restraints, automatic crash notification, blind-spot warning system, and adaptive cruise control which can lower rates.

To get a better understanding how rates are influenced for your specific model year, select the year of your vehicle from the following list.

Liability auto insurance

This coverage will cover injuries or damage you cause to people or other property by causing an accident. Liability coverage pays for claims such as funeral expenses, loss of income, and emergency aid. Coverage is generally pretty cheap so you should buy higher limits if possible.

Auto collision coverage

Collision coverage will pay to fix damage to your Chevrolet resulting from a collision with another vehicle or an object, but not an animal. You will need to pay your deductible then your collision coverage will kick in. Collision coverage for your Camaro can be pricey, so you might think about dropping it from older vehicles. You can also raise the deductible in order to get cheaper Camaro insurance rates.

Comprehensive (Other than Collision)

This coverage pays for damage caused by mother nature, theft, vandalism and other events. A deductible will apply and then insurance will cover the rest of the damage. The maximum payout a car insurance company will pay at claim time is the ACV or actual cash value, so if it's not worth much more than your deductible it's not worth carrying full coverage.

UM/UIM (Uninsured/Underinsured Motorist) coverage

This coverage protects you and your vehicle's occupants from other motorists when they are uninsured or don't have enough coverage. Due to the fact that many drivers only carry the minimum required liability limits, it doesn't take a major accident to exceed their coverage limits. This is the reason having UM/UIM coverage is important protection for you and your family.

Medical expense insurance

Personal Injury Protection (PIP) and medical payments coverage pay for bills such as ambulance fees, surgery, and doctor visits. They are often used in conjunction with a health insurance policy or if you are not covered by health insurance. Personal Injury Protection is only offered in select states and gives slightly broader coverage than med pay.

How Much are Chevrolet Camaro Insurance Rates?