Vehicles > Cadillac > DTS

Cadillac DTS Insurance Cost

Drivers have lots of options when finding cheaper insurance coverage on your Cadillac vehicle. You can either buy through your neighborhood insurance agent or price shop online to check prices from multiple insurance companies. Buying auto insurance on the web is simple to do, plus you will probably save money.

Shopping online for auto insurance can be difficult if you have never used online quoting. Don't let that stop you because there is an easy way to compare rates. Finding cheaper coverage prices isn't really that difficult. All you need to do is take the time comparing rates online with multiple companies. This can be accomplished by completing this short form.

Rates are impacted by these factors

Insurance rates for your Cadillac DTS can fluctuate considerably subject to many criteria. Including but not limited to:

  • More performance equals higher cost
  • Accidents raise premiums
  • Multiple policies can save money
  • Pleasure, commuting or business use can affect rates
  • Your age
  • Having a spouse can save money
  • Add-on coverages such as rental reimbursement
  • No claims lowers premiums
  • Maintaining coverage lowers rates
  • Home ownership saves money

One last important factor that helps determine the rate you pay on your Cadillac is the year of manufacture. New vehicles cost more so the payout to repair may result in higher rates. But newer models may have options including adaptive cruise control, sideview assist mirrors, dual-stage airbags, and a telematics system which may give discounted rates.

To get more specific information about how much rates will be for your vehicle, select the year of your DTS from the list below.

Liability car insurance

Cadillac DTS liability coverage protects you from damage or injury you incur to other's property or people in an accident. Liability can pay for claims like pain and suffering, repair costs for stationary objects, and legal defense fees. This coverage is usually fairly inexpensive so purchase as high a limit as you can afford.

Collision protection

Collision insurance pays for damage to your Cadillac resulting from colliding with a stationary object or other vehicle. A deductible applies and the rest of the damage will be paid by collision coverage. Collision coverage makes up a good portion of your premium, so consider removing coverage from vehicles that are 8 years or older. It's also possible to choose a higher deductible to save money on collision insurance.

Comprehensive auto insurance

Comprehensive insurance coverage pays to fix your vehicle from damage from a wide range of events other than collision. You need to pay your deductible first then the remaining damage will be covered by your comprehensive coverage. The most your auto insurance company will pay is the market value of your vehicle, so if the vehicle's value is low consider dropping full coverage.

Uninsured or underinsured coverage

Uninsured or Underinsured Motorist coverage protects you and your vehicle when the "other guys" do not carry enough liability coverage. Since many drivers have only the minimum liability required by law, their limits can quickly be used up. For this reason, having high UM/UIM coverages is very important.

Coverage for medical expenses

Med pay and PIP coverage reimburse you for immediate expenses for things like EMT expenses, pain medications, and nursing services. They are utilized in addition to your health insurance program or if there is no health insurance coverage. Personal injury protection coverage is not available in all states but it provides additional coverages not offered by medical payments coverage.

How Much are Cadillac DTS Insurance Rates?