Vehicles > Cadillac > CTS-V Coupe

Cadillac CTS-V Coupe Insurance Cost

You have many choices when shopping for car insurance for your Cadillac vehicle. You can buy direct from your neighborhood insurance agent or shop online to compare insurance costs of many different car insurance companies. Buying car insurance through online rate quotes is easy, in addition you will probably save money.

People who are new to comparing rates may think purchasing affordable CTS-V Coupe insurance is going to be difficult. To find the best car insurance prices, there are several ways of comparing rates from different insurance companies. By far the easiest way to find the cheapest CTS-V Coupe insurance rates is to get quotes online. This is very easy and can be done by getting a quick quote here.

Criteria which help determine car insurance premiums

Insurance rates paid to insure a Cadillac CTS-V Coupe can vary widely based upon several criteria. A few of these criteria are:

  • The performance level of your CTS-V Coupe
  • Any accidents you may have
  • Multiple policies can save money
  • How you use your vehicle
  • Your birth date
  • Being married may save money
  • Optional coverages like vehicle replacement
  • Your profession
  • The level of coverage
  • Owning a home can lower rates

One last important factor that helps determine the rate you pay on your Cadillac is the year of manufacture. Older models have a much lower replacement value so the costs to repair will push premiums down. Conversely, newer vehicles may have options such as adaptive cruise control, autonomous braking, traction control, and forward-collision avoidance which can help offset higher rates.

To get a better idea how much rates will be for your vehicle, select the year of your CTS-V Coupe from the following list.

Auto liability

Liability insurance can cover injuries or damage you cause to a person or their property in an accident. Liability coverage pays for claims such as funeral expenses, loss of income, and emergency aid. Liability insurance is relatively cheap so purchase higher limits if possible.

Collision insurance

Collision insurance covers damage to your Cadillac from colliding with another vehicle or an object, but not an animal. You will need to pay your deductible and then insurance will cover the remainder. This coverage can be expensive, so consider dropping it from vehicles that are 8 years or older. Drivers also have the option to choose a higher deductible to bring the cost down.

Comprehensive auto coverage

This covers damage caused by mother nature, theft, vandalism and other events. You first have to pay a deductible then the remaining damage will be covered by your comprehensive coverage. The maximum payout a car insurance company will pay at claim time is the actual cash value, so if your deductible is as high as the vehicle's value it's probably time to drop comprehensive insurance.

Uninsured/Underinsured Motorist (UM/UIM)

This coverage provides protection from other drivers when they either are underinsured or have no liability coverage at all. Since many drivers carry very low liability coverage limits, it doesn't take a major accident to exceed their coverage limits. So UM/UIM coverage is very important.

Medical payments and PIP coverage

Coverage for medical payments and/or PIP provide coverage for bills for things like ambulance fees, surgery, and doctor visits. They can be used to cover expenses not covered by your health insurance policy or if you do not have health coverage. PIP is not an option in every state and may carry a deductible.

How Much are Cadillac CTS-V Coupe Insurance Rates?