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Buick Verano Insurance Rates

Buying car insurance by comparing rates online is easy and there is a good chance you can save money. The key is to compare rates from all companies so you can compare the lowest priced insurance.

People who are new to shopping for insurance may think buying low-cost Verano insurance is going to be difficult. There are several ways to compare quotes from car insurance companies in your area. The best method to find the lowest Verano insurance cost is to get quotes online. This can be accomplished by visiting this page.

Car insurance premiums on a Buick Verano will vary greatly based upon several criteria. Some of these factors include:

  • Your driving record
  • Your credit history
  • Your gender can raise or lower rates
  • Higher deductibles save money
  • Safety rating of your Verano
  • Your occupation
  • The amount of protection requested
  • Whether you own your home

An additional factor that helps determine Verano insurance rates is the year of the vehicle. Older models cost less than newer models so the cost to replace them will push premiums down. But newer models may have safety features including anti-lock brakes, blind-spot warning system, an advanced theft deterrent system, and adaptive headlights so those may provide discounts that lower premiums.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle below.

Auto liability insurance - Liability insurance protects you from damage that occurs to people or other property in an accident. Liability insurance covers things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Liability insurance is relatively cheap so you should buy as much as you can afford.

Collision coverage - Collision insurance pays for damage to your Buick resulting from a collision with another car or object. You have to pay a deductible and then insurance will cover the remainder. Collision coverage for your Verano can be pricey, so consider dropping it from older vehicles. Another option is to raise the deductible to save money on collision insurance.

Comprehensive insurance - This coverage will pay to fix damage OTHER than collision with another vehicle or object. You first have to pay a deductible and then insurance will cover the rest of the damage. The maximum amount you'll receive from a claim is the actual cash value, so if the vehicle is not worth much consider dropping full coverage.

Uninsured/Underinsured Motorist coverage - Your UM/UIM coverage gives you protection when the "other guys" do not carry enough liability coverage. Since many drivers only purchase the least amount of liability that is required, it only takes a small accident to exceed their coverage. For this reason, having high UM/UIM coverages is very important.

Med pay and Personal Injury Protection (PIP) - Med pay and PIP coverage provide coverage for short-term medical expenses such as nursing services, prosthetic devices, and dental work. The coverages can be used in conjunction with a health insurance plan or if there is no health insurance coverage. PIP is not available in all states but can be used in place of medical payments coverage.

How Much are Buick Verano Insurance Rates?