Buick Regal Insurance Rates

Finding cheaper auto insurance by getting online quotes is easy, in addition you may find lower rates. The key is to take the time to get rates from all companies in order to accurately compare every company's rates.

Consumers who are new to the process of comparing rates may think purchasing low-cost Regal insurance is nearly impossible. Getting lower Regal insurance cost can be relatively painless. The only thing you need to do is invest a little time to compare quotes from different insurance companies. It is quite easy and can be accomplished by getting a quick quote here.

Criteria which help determine Buick insurance rates

Insurance premiums on a Buick Regal can vary widely based upon several criteria. A few of these criteria are:

Your driving record
Credit rating
The size of your community
The number of annual miles
Male drivers pay higher rates
The deductible you choose
NTSB crash rating for your vehicle
Whether or not you have claims
Maintaining coverage lowers rates
Owning a home can lower rates

One important consideration which can affect your rates is the age of the vehicle. Models that are new have a higher actual cash value compared to older Buick models so repair costs are higher which can inflate annual premiums. But new Buick models have more advanced features including anti-lock brakes, adaptive cruise control, and autonomous braking which can help offset higher rates.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle from the following list.

Liability

Liability insurance provides protection from injuries or damage you cause to people or other property that is your fault. Liability coverage pays for claims such as funeral expenses, loss of income, and emergency aid. Liability insurance is relatively cheap so buy higher limits if possible.

Coverage for collisions

This pays to fix your vehicle from damage resulting from a collision with another vehicle or an object, but not an animal. You will need to pay your deductible and then insurance will cover the remainder. Collision coverage for your Regal can be pricey, so consider dropping it from lower value vehicles. Drivers also have the option to increase the deductible to save money on collision insurance.

Comprehensive or Other Than Collision

This coverage covers damage caused by mother nature, theft, vandalism and other events. You first have to pay a deductible then your comprehensive coverage will pay. The maximum payout a auto insurance company will pay at claim time is the actual cash value, so if your deductible is as high as the vehicle's value consider removing comprehensive coverage.

Protection from uninsured/underinsured drivers

This coverage provides protection when the "other guys" either have no liability insurance or not enough. Since a lot of drivers carry very low liability coverage limits, it doesn't take a major accident to exceed their coverage limits. For this reason, having high UM/UIM coverages should not be overlooked.

Medical costs insurance

Medical payments and Personal Injury Protection insurance provide coverage for bills like ambulance fees, surgery, and doctor visits. They can be used in conjunction with a health insurance policy or if there is no health insurance coverage. PIP is not universally available and may carry a deductible.

How Much are Buick Regal Insurance Rates?

Buick Regal Insurance Quotes