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Buick Century Insurance Cost

Finding cheaper car insurance by getting online quotes is easy and there is a good chance you might just save a little. The key is getting as many rate quotes as possible in order to accurately compare the lowest rate quotes.

Consumers who are new to the process of shopping for insurance may think shopping for cheap Century insurance is nearly impossible. When shopping for car insurance there are multiple ways to compare rate quotes from local car insurance companies. By far the easiest way to find the cheapest Century insurance rates is to perform an online rate comparison. This can be accomplished by getting a quick quote here.

Auto insurance rates for a Buick Century can be significantly different based upon several criteria. Some of these factors include:

  • Your driving record
  • Better credit means lower rates
  • Male drivers pay higher rates
  • The deductible you choose
  • Safety rating of your Century
  • What you do for a living
  • Your coverage level
  • Whether you own your home

A final factor which can affect Century insurance cost is the model year. Models that are a few years old cost less in comparison to older models so repair costs tend to be lower which will push premiums down. On the flip side, new Buick models may have a trim level with safety features like adaptive headlights, blind-spot warning system, and a rollover prevention system that may help help offset higher rates.

For you to have a better understanding of how rates are influenced for your specific model year, select the year of your vehicle below.

Liability

Liability insurance provides protection from damage that occurs to other people or property that is your fault. Liability coverage protects against things like legal defense fees, bail bonds, and repair bills for other people's vehicles. Liability insurance is relatively cheap so consider buying as large an amount as possible.

Collision insurance

This pays to fix your vehicle from damage caused by collision with another car or object. You first must pay a deductible and then insurance will cover the remainder. Century collision insurance is rather expensive coverage, so consider dropping it from vehicles that are older. Drivers also have the option to bump up the deductible to get cheaper Century insurance cost.

Comprehensive or Other Than Collision

Comprehensive insurance covers damage OTHER than collision with another vehicle or object. You first have to pay a deductible and the remainder of the damage will be paid by your Buick Century comprehensive insurance. The highest amount you'll receive from a claim is the actual cash value, so if your deductible is as high as the vehicle's value consider removing comprehensive coverage.

Uninsured/Underinsured Motorist (UM/UIM)

Your UM/UIM coverage provides protection when other motorists either have no liability insurance or not enough. Since a lot of drivers carry very low liability coverage limits, their liability coverage can quickly be exhausted. That's why carrying high Uninsured/Underinsured Motorist coverage should not be overlooked.

Medical costs insurance

Medical payments and Personal Injury Protection insurance provide coverage for short-term medical expenses (i.e. nursing services, prosthetic devices, and dental work). They can be used to fill the gap from your health insurance policy or if you lack health insurance entirely. PIP is not universally available and may carry a deductible.

How Much are Buick Century Insurance Rates?