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Acura TSX Insurance Rates

Drivers have lots of options when attempting to insure your Acura vehicle. You can buy from an insurance agent or go online to compare rates from multiple companies. Finding cheaper car insurance online can be fast and easy, plus you may find lower rates.

If you are a novice to online car insurance shopping, you may be overwhelmed by the hoards of online car insurance companies and websites selling insurance. The are a couple different ways to get quotes from different insurance companies. The fastest way to compare Acura TSX insurance quotes is to perform an online rate comparison. This can be done by comparing rates here.

Premiums are calculated by...

Insurance premiums for your Acura TSX can be significantly different depending on several factors. Including but not limited to:

  • Higher performance TSX vehicles cost more
  • How many accidents you have had
  • Home/auto policy bundles save money
  • Pleasure, commuting or business use can affect rates
  • Add-on coverages such as rental reimbursement
  • Your job
  • The level of coverage
  • Home ownership saves money

One important consideration which can affect your rates is the age of the vehicle. Models that are a few years old have a lower value compared to new Acura models so the payout to repair may result in lower rates. Conversely, more recent Acura vehicles have more advanced features such as lane departure warning system, traction control, and autonomous braking that may help lower rates.

To get a better idea how much rates will be for your vehicle, select the year of your TSX from the list below.

Liability coverage

This coverage will cover damage or injury you incur to other's property or people that is your fault. Liability coverage protects against claims like pain and suffering, repair costs for stationary objects, and legal defense fees. Coverage is generally pretty cheap so buy as large an amount as possible.

Auto collision coverage

This will pay to fix damage to your Acura resulting from colliding with a stationary object or other vehicle. You first must pay a deductible then your collision coverage will kick in. Collision coverage makes up a good portion of your premium, so you might think about dropping it from lower value vehicles. You can also increase the deductible to bring the cost down.

Comprehensive coverage

Comprehensive insurance coverage pays for damage from a wide range of events other than collision. A deductible will apply then your comprehensive coverage will pay. The highest amount your car insurance company will pay is the ACV or actual cash value, so if it's not worth much more than your deductible it's not worth carrying full coverage.

UM/UIM (Uninsured/Underinsured Motorist) coverage

Uninsured or Underinsured Motorist coverage protects you and your vehicle's occupants from other drivers when they are uninsured or don't have enough coverage. Since a lot of drivers only carry the minimum required liability limits, their liability coverage can quickly be exhausted. So UM/UIM coverage should not be overlooked.

Medical payments coverage and PIP

Personal Injury Protection (PIP) and medical payments coverage pay for immediate expenses like EMT expenses, pain medications, and nursing services. They are often utilized in addition to your health insurance policy or if you do not have health coverage. Personal Injury Protection is only offered in select states and gives slightly broader coverage than med pay.

How Much are Acura TSX Insurance Rates?