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Acura TLX Insurance Rates

Buying auto insurance through online providers is easy and at the same time you will probably save money. The key is to take the time to get rates from all companies so you can compare the best prices.

People who are new to comparison shopping may think purchasing low-cost Acura TLX insurance is hard and time consuming. Finding a better price on auto insurance is surprisingly easy. Consumers just need to spend a few minutes comparing rates from different insurance companies. This can be accomplished by visiting this page.

What factors impact your insurance rates?

Insurance rates on a Acura TLX can vary widely based upon several criteria. Taken into consideration are:

  • Your driving record
  • Credit rating
  • Your gender can raise or lower rates
  • Higher deductibles save money
  • Your vehicle's safety rating
  • No claims lowers premiums
  • Maintaining coverage lowers rates
  • Whether you rent or own your home

One last important factor that helps determine the rate you pay on your Acura is the year of manufacture. A newer vehicle cost more so repair costs are higher which can inflate annual premiums. But newer models may have options including traction control, pedestrian detection, autonomous braking, and adaptive headlights which can provide discounts that lower premiums.

To get more specific information about how rates are influenced for your specific model year, select the year of your vehicle from available model years below.

Liability auto insurance - Liability insurance protects you from damages or injuries you inflict on people or other property in an accident. Liability coverage pays for things such as emergency aid, pain and suffering, and medical services. Liability insurance is relatively cheap so purchase higher limits if possible.

Collision coverages - Collision insurance pays for damage to your Acura resulting from a collision with an object or car. You will need to pay your deductible and then insurance will cover the remainder. Collision coverage for your Acura TLX can be pricey, so consider dropping it from vehicles that are 8 years or older. Another option is to choose a higher deductible to save money on collision insurance.

Comprehensive (Other than Collision) - This coverage will pay to fix damage that is not covered by collision coverage. You first have to pay a deductible then the remaining damage will be covered by your comprehensive coverage. The maximum payout you can receive from a comprehensive claim is the actual cash value, so if the vehicle is not worth much consider dropping full coverage.

Uninsured and underinsured coverage - This gives you protection when the "other guys" do not carry enough liability coverage. Since many drivers only purchase the least amount of liability that is required, it doesn't take a major accident to exceed their coverage limits. For this reason, having high UM/UIM coverages is very important.

Medical expense insurance - Med pay and PIP coverage provide coverage for expenses for things like doctor visits, EMT expenses, and X-ray expenses. The coverages can be used in conjunction with a health insurance policy or if there is no health insurance coverage. PIP is not available in all states but can be used in place of medical payments coverage.

How Much are Acura TLX Insurance Rates?