2018 Mercedes-Benz GLE-Class Coupe Insurance Quotes – 8 Discounts for Best Rates

Want better insurance coverage rates for your Mercedes-Benz GLE-Class Coupe? Purchasing cheaper insurance coverage may be impossible for drivers that are not comfortable with quoting and comparing rates on the internet. With dozens of companies in the marketplace, how can drivers even start to compare every insurance coverage company to find better insurance coverage prices?

These eight discounts can lower your insurance coverage quotes

Some insurance providers don’t always advertise all possible discounts very clearly, so here is a list some of the best known and also the more inconspicuous savings tricks you should be using when you buy auto insurance online.

  • Telematics Data Discounts – Insureds that choose to allow data collection to look at where and when they drive by using a small device installed in their vehicle such as Allstate’s Drivewise and State Farm’s In-Drive system might see lower rates if they show good driving skills.
  • Own a Home – Just being a homeowner can earn you a little savings because it shows financial diligence.
  • Multi-Vehicle Discounts – Having multiple vehicles with one company may reduce the rate for each vehicle.
  • Policy Bundle Discount – When you combine your auto and home insurance and insure them both with the same insurance company you will save approximately 10% to 15%.
  • ABS Brakes – Cars and trucks with ABS and/or traction control prevent accidents and will save you 10% or more.
  • Seat Belt Discounts – Forcing all vehicle occupants to buckle up could cut 10% or more off the medical payments premium.
  • Claim-Free Discount – Insureds who avoid accidents and claims pay much less as compared to bad drivers.
  • Defensive Driver Discounts – Taking a defensive driving course could save 5% or more and easily recoup the cost of the course.

You should keep in mind that most of the big mark downs will not be given to the entire cost. A few only apply to the cost of specific coverages such as collision or personal injury protection. Even though the math looks like it’s possible to get free car insurance, companies wouldn’t make money that way.

A partial list of companies who might offer some of the discounts shown above include:

Before purchasing a policy, check with each company which credits you are entitled to. Some discounts may not apply to policyholders in your state. To locate providers who offer cheap insurance coverage quotes, click here.

Different people need different insurance coverage coverages

When buying coverage, there isn’t really a one size fits all plan. Your needs are not the same as everyone else’s.

Here are some questions about coverages that may help highlight whether your personal situation would benefit from an agent’s advice.

  • Does my 2018 Mercedes-Benz GLE-Class Coupe qualify for pleasure use?
  • Can my babysitter drive my car?
  • Do I pay less if my vehicle is kept in my garage?
  • Do I need higher collision deductibles?
  • Is my 2018 Mercedes-Benz GLE-Class Coupe covered for flood damage?
  • Is a new car covered when I drive it off the dealer lot?
  • Where can I find DUI or SR-22 insurance?
  • Are rental cars covered under my policy?
  • Should I sign the liability waiver when renting a car?
  • Can I get a multi-policy discount for packaging my home and auto coverage?

If you’re not sure about those questions but you know they apply to you, you might consider talking to an agent. If you want to speak to an agent in your area, complete this form.

Car insurance coverage basics

Knowing the specifics of a car insurance policy can be of help when determining appropriate coverage for your vehicles. The terms used in a policy can be impossible to understand and coverage can change by endorsement.

Coverage for uninsured or underinsured drivers – Uninsured or Underinsured Motorist coverage provides protection when the “other guys” either are underinsured or have no liability coverage at all. This coverage pays for medical payments for you and your occupants as well as your vehicle’s damage.

Because many people only carry the minimum required liability limits, their liability coverage can quickly be exhausted. That’s why carrying high Uninsured/Underinsured Motorist coverage is a good idea. Normally these limits are similar to your liability insurance amounts.

Liability insurance – Liability insurance will cover damages or injuries you inflict on a person or their property. It protects YOU against other people’s claims, and does not provide coverage for damage to your own property or vehicle.

Liability coverage has three limits: bodily injury for each person, bodily injury for the entire accident, and a limit for property damage. You might see liability limits of 25/50/25 that translate to a limit of $25,000 per injured person, $50,000 for the entire accident, and property damage coverage for $25,000. Alternatively, you may have one number which is a combined single limit which limits claims to one amount with no separate limits for injury or property damage.

Liability coverage pays for claims like medical services, emergency aid, court costs, repair bills for other people’s vehicles and medical expenses. How much liability should you purchase? That is up to you, but you should buy higher limits if possible.

Collision coverages – Collision insurance pays for damage to your GLE-Class Coupe resulting from a collision with a stationary object or other vehicle. You first must pay a deductible and the rest of the damage will be paid by collision coverage.

Collision coverage protects against claims such as crashing into a ditch, damaging your car on a curb, backing into a parked car and hitting a parking meter. Paying for collision coverage can be pricey, so you might think about dropping it from vehicles that are older. Drivers also have the option to increase the deductible to bring the cost down.

Comprehensive car insurance – Comprehensive insurance covers damage caused by mother nature, theft, vandalism and other events. You first must pay your deductible then the remaining damage will be covered by your comprehensive coverage.

Comprehensive coverage protects against claims such as a tree branch falling on your vehicle, hail damage, a broken windshield, hitting a bird and fire damage. The highest amount you’ll receive from a claim is the actual cash value, so if the vehicle’s value is low consider dropping full coverage.

Coverage for medical expenses – Med pay and PIP coverage reimburse you for expenses such as dental work, rehabilitation expenses, X-ray expenses, nursing services and hospital visits. They are used to cover expenses not covered by your health insurance program or if you are not covered by health insurance. They cover all vehicle occupants and also covers any family member struck as a pedestrian. Personal injury protection coverage is not an option in every state but it provides additional coverages not offered by medical payments coverage

Have the Midas touch

Lower-priced insurance coverage can be sourced both online as well as from independent agents, so you should be comparing quotes from both in order to have the best chance of saving money. Some insurance coverage companies may not provide the ability to get quotes online and most of the time these smaller companies provide coverage only through independent insurance agencies.

Consumers leave their current company for any number of reasons including high rates after DUI convictions, policy cancellation, high prices or even delays in paying claims. Regardless of your reason for switching companies, finding a great new company is pretty simple and you could end up saving a buck or two.

When searching for affordable auto insurance quotes, it’s very important that you do not skimp on critical coverages to save a buck or two. There are many occasions where an accident victim reduced comprehensive coverage or liability limits and learned later they didn’t purchase enough coverage. The goal is to purchase a proper amount of coverage for the lowest price and still be able to protect your assets.

Even more information is available at these sites: