2018 Jeep Renegade Insurance Rates

Tired of not being able to afford each month for car insurance? Your situation is no different than millions of other vehicle owners.

Due to the fact that there are so many insurance companies to choose from, it’s nearly impossible to locate the cheapest car insurance provider.

It’s smart to compare prices yearly because prices are variable and change quite frequently. Just because you found the best rates for Renegade coverage two years ago you can probably find a better premium rate now. Block out anything you think you know about car insurance because you’re about to learn how to quote online to find better rates and still maintain coverage.

How to get auto insurance quotes

Shopping for lower auto insurance rates can be exhausting if you don’t know the easiest way. You can spend countless hours talking about coverages with agents in your area, or you could use online quotes to accomplish the same thing much quicker.

Most car insurance companies belong to a marketplace that allows shoppers to enter their policy data once, and each participating company then gives them pricing for coverage. This eliminates the need for form submissions for every auto insurance company.

To access this free quoting program, click to open in new window.

The one disadvantage to getting quotes like this is you don’t know exactly the providers to receive prices from. If you prefer to choose specific insurance companies to request quotes from, we have assembled a list of auto insurance companies in your area. Click to view list.

Whichever way you choose to compare rates, ensure you’re using the same coverages and limits on every quote. If you compare different liability limits you will not be able to make an equal comparison. Slightly different coverage limits may cause a big price difference. Just keep in mind that getting more free quotes helps locate a lower rate than you’re paying now. Some companies don’t provide price estimates online, so you should also compare rates from them as well.

You may need specialized auto insurance coverage

When choosing the right insurance coverage, there isn’t really a best way to insure your cars. Each situation is unique and your policy should reflect that. For instance, these questions may help highlight whether or not you might need professional guidance.

What vehicles should carry emergency assistance coverage?
Is my cargo covered for damage or theft?
What should my uninsured motorist coverage limits be in my state?
Where can I find high-risk insurance?
Do I need motorclub coverage?
Should I put collision coverage on all my vehicles?
How much can I save by bundling my policies?

If you’re not sure about those questions then you might want to talk to a licensed insurance agent. If you want to speak to an agent in your area, simply complete this short form or you can go here for a list of companies in your area.

Car insurance coverage options for a 2018 Jeep Renegade

Learning about specific coverages of a car insurance policy helps when choosing which coverages you need and proper limits and deductibles. The terms used in a policy can be confusing and even agents have difficulty translating policy wording. Shown next are the usual coverages offered by car insurance companies.

UM/UIM Coverage

Uninsured or Underinsured Motorist coverage gives you protection when the “other guys” do not carry enough liability coverage. This coverage pays for injuries to you and your family and damage to your Jeep Renegade.

Due to the fact that many drivers only purchase the least amount of liability that is required, their limits can quickly be used up. For this reason, having high UM/UIM coverages is a good idea.

Liability car insurance

This will cover damages or injuries you inflict on other people or property in an accident. This coverage protects you from legal claims by others. Liability doesn’t cover damage to your own property or vehicle.

Coverage consists of three different limits, bodily injury per person, bodily injury per accident and property damage. Your policy might show values of 25/50/25 which stand for a $25,000 limit per person for injuries, $50,000 for the entire accident, and a total limit of $25,000 for damage to vehicles and property.

Liability insurance covers claims like repair bills for other people’s vehicles, bail bonds, funeral expenses, pain and suffering and medical expenses. How much liability coverage do you need? That is a decision to put some thought into, but consider buying higher limits if possible.

Auto collision coverage

This coverage pays for damage to your Renegade resulting from a collision with an object or car. A deductible applies then your collision coverage will kick in.

Collision coverage pays for claims such as colliding with a tree, backing into a parked car, sustaining damage from a pot hole and rolling your car. Collision is rather expensive coverage, so you might think about dropping it from lower value vehicles. You can also choose a higher deductible to get cheaper collision coverage.

Comprehensive or Other Than Collision

This pays to fix your vehicle from damage from a wide range of events other than collision. You first must pay your deductible and the remainder of the damage will be paid by comprehensive coverage.

Comprehensive coverage pays for claims such as vandalism, falling objects, damage from a tornado or hurricane and hitting a deer. The most you can receive from a comprehensive claim is the cash value of the vehicle, so if it’s not worth much more than your deductible it’s probably time to drop comprehensive insurance.

Medical costs insurance

Medical payments and Personal Injury Protection insurance provide coverage for bills for things like rehabilitation expenses, ambulance fees, chiropractic care, EMT expenses and doctor visits. They can be used to fill the gap from your health insurance policy or if you do not have health coverage. They cover not only the driver but also the vehicle occupants and will also cover getting struck while a pedestrian. Personal Injury Protection is not universally available and gives slightly broader coverage than med pay