2018 Bentley Continental Insurance Cost

Trying to find the cheapest insurance for a Bentley Continental can be an all-consuming task, but you can follow our insurance coverage buying tips to find lower rates.

There is a right way and a wrong way to buy insurance coverage and you need to know the quickest way to price shop coverage for your Bentley and obtain the cheapest rates.

You need to check insurance coverage prices as often as possible because insurance prices change frequently. Just because you had the lowest rates for Continental insurance a few years ago you may be paying too much now. Forget all the misinformation about insurance coverage because I’m going to let you in on the secrets to the best methods to save money, get proper deductibles and limits, all at the lowest rate.

If you have a current auto insurance policy or are looking for a new policy, you can use this information to find better prices and still get good coverage. Shopping for the cheapest coverage is not that difficult. Drivers just need to know the tricks to find the lowest price online.

Insurance Coverage Discounts

Some providers do not advertise all disounts in an easy-to-find place, so the following is a list of some of the more common and the more hidden credits available to you. If you do not check that you are getting every discount possible, you are not getting the best rate possible.

  • Responsible Drivers – Safe drivers can save as much as half off their rates for Continental insurance compared to rates paid by drivers with frequent claims.
  • Claim-Free Discount – Good drivers with no accidents can save substantially when compared to accident-prone drivers.
  • Paperwork-free – Certain larger companies will discount your bill up to fifty bucks just for signing your application over the internet.
  • Renewal Discounts – Some larger companies reward drivers for buying a new policy before your current policy expires. You could save around 10% when you buy insurance coverage online.
  • Theft Deterent – Cars with anti-theft systems are stolen less frequently and will save you 10% or more.
  • Discount for Low Mileage – Driving less may enable drivers to earn slightly better rates than normal.
  • Multi-Vehicle Discounts – Insuring several vehicles on the same insurance coverage policy can reduce rates for all insured vehicles.
  • Organization Discounts – Affiliation with a civic or occupational organization could earn you a nice discount on your next insurance coverage statement.
  • Multiple Policy Discount – If you can combine your home and auto policy and place coverage with the same company you may earn nearly 15% which can help you find inexpensive insurance coverage.

Policy discounts save money, but most discount credits are not given to the overall cost of the policy. Most only apply to the price of certain insurance coverages like liability, collision or medical payments. Just because it seems like you would end up receiving a 100% discount, you aren’t that lucky.

A list of insurance coverage companies and the discounts they provide are outlined below.

  • Progressive may include discounts for online quote discount, good student, online signing, multi-vehicle, and homeowner.
  • The Hartford may have discounts that include vehicle fuel type, defensive driver, air bag, good student, anti-theft, and bundle.
  • Mercury Insurance policyholders can earn discounts including anti-theft, multi-policy, annual mileage, ease of repair, age of vehicle, and good student.
  • Geico has discounts for emergency military deployment, air bags, multi-vehicle, federal employee, and good student.
  • AAA includes discounts for anti-theft, good student, AAA membership discount, multi-policy, and education and occupation.
  • State Farm offers discounts including Steer Clear safe driver discount, multiple policy, student away at school, good driver, and safe vehicle.

Before buying, ask each company or agent the best way to save money. A few discounts might not apply in your area.

Tailor your insurance coverage to you

When buying proper insurance coverage for your personal vehicles, there really is not a single plan that fits everyone. Everyone’s needs are different.

For example, these questions could help you determine whether you will benefit from professional help.

  • Where can I get insurance after a DUI in my state?
  • What should my uninsured motorist coverage limits be in my state?
  • When should my teen driver be added to my policy?
  • How do I insure my teen driver?
  • If my 2018 Bentley Continental is totaled, can I afford another vehicle?
  • Does having multiple vehicles earn me a discount?
  • Am I covered when driving a rental car?
  • Is my dog or cat covered if injured in an accident?
  • Do I need an umbrella policy?

If you can’t answer these questions but you think they might apply to your situation then you might want to talk to a licensed insurance agent. If you want to speak to an agent in your area, fill out this quick form. It’s fast, doesn’t cost anything and you can get the answers you need.

Educate yourself about auto insurance coverages

Having a good grasp of a auto insurance policy aids in choosing the right coverages and proper limits and deductibles. The terms used in a policy can be confusing and nobody wants to actually read their policy.

Liability car insurance

Liability insurance provides protection from damages or injuries you inflict on other people or property that is your fault. This coverage protects you against claims from other people, and does not provide coverage for damage sustained by your vehicle in an accident.

It consists of three limits, bodily injury per person, bodily injury per accident and property damage. As an example, you may have limits of 100/300/100 which means a limit of $100,000 per injured person, $300,000 for the entire accident, and $100,000 of coverage for damaged propery. Another option is a combined single limit or CSL which limits claims to one amount rather than limiting it on a per person basis.

Liability coverage pays for things like repair bills for other people’s vehicles, legal defense fees, pain and suffering and court costs. How much coverage you buy is a personal decision, but buy as much as you can afford.

Auto collision coverage

Collision insurance covers damage to your Continental resulting from a collision with a stationary object or other vehicle. You first must pay a deductible then your collision coverage will kick in.

Collision insurance covers things like hitting a parking meter, rolling your car and sustaining damage from a pot hole. Collision coverage makes up a good portion of your premium, so consider removing coverage from vehicles that are older. It’s also possible to bump up the deductible to bring the cost down.

Comprehensive protection

Comprehensive insurance pays to fix your vehicle from damage from a wide range of events other than collision. A deductible will apply and the remainder of the damage will be paid by comprehensive coverage.

Comprehensive coverage pays for claims such as hitting a deer, rock chips in glass and theft. The maximum payout you can receive from a comprehensive claim is the actual cash value, so if the vehicle’s value is low consider removing comprehensive coverage.

Uninsured or underinsured coverage

This coverage provides protection when other motorists do not carry enough liability coverage. It can pay for injuries sustained by your vehicle’s occupants as well as your vehicle’s damage.

Due to the fact that many drivers carry very low liability coverage limits, it doesn’t take a major accident to exceed their coverage limits. This is the reason having UM/UIM coverage is important protection for you and your family. Most of the time the UM/UIM limits are identical to your policy’s liability coverage.

Medical expense coverage

Med pay and PIP coverage reimburse you for short-term medical expenses such as funeral costs, X-ray expenses, EMT expenses and dental work. They are often used in conjunction with a health insurance program or if you do not have health coverage. Coverage applies to all vehicle occupants and will also cover being hit by a car walking across the street. Personal Injury Protection is only offered in select states but it provides additional coverages not offered by medical payments coverage

Money doesn’t grow on trees

Insureds switch companies for any number of reasons including extreme rates for teen drivers, high prices, high rates after DUI convictions and lack of trust in their agent. Regardless of your reason, switching auto insurance companies is easier than you think.

Budget-conscious 2018 Bentley Continental insurance is attainable on the web and also from your neighborhood agents, and you should compare price quotes from both in order to have the best chance of saving money. Some insurance companies may not offer online quoting and most of the time these smaller companies only sell coverage through local independent agencies.

You just learned many ideas to lower your 2018 Bentley Continental insurance car insurance rates. It’s most important to understand that the more you quote insurance coverage, the more likely it is that you will get a better rate. Drivers may discover the lowest car insurance rates come from some of the lesser-known companies.

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