View 2017 Mercedes-Benz E-Class Insurance Quotes

Finding cheaper insurance for a new or used Mercedes-Benz E-Class can be difficult, but you can learn the following methods to make it easier.

There are both good and bad ways to buy insurance and we’ll show you the quickest way to quote coverages on a Mercedes-Benz and locate the lowest possible price either online or from local insurance agents.

Locating the cheapest coverage is not that difficult. If you have a policy now or are shopping for new coverage, you can follow these tips to cut your premiums and possibly find even better coverage. Drivers only need an understanding of how to compare rates over the internet.

Compare auto insurance rates

Getting a cheaper price on 2017 Mercedes-Benz E-Class insurance is a fairly straight forward process. Drivers just need to spend a few minutes to get quotes to see which company has cheap insurance quotes. You can get a good selection of rate quotes by following the guidelines below.

1. The best way to get quotes for comparison is an all-inclusive rate comparison click here to open form in new window. This easy form prevents you from having to do separate quote forms to each individual auto insurance company. Taking the time to complete one form gets you price quotes from all major companies. Recommended for those who want to invest the least amount of time.
2. A more difficult way to find lower rates requires you to visit the website of each company and fill out a new quote form. For instance, we’ll assume you are doing a rate comparison from Liberty Mutual, Farmers and Progressive. You would have to navigate to each company’s site and type in your information over and over, which is why the first method is more popular. To view a list of companies in your area, click here.
3. The old school way to compare rates to local insurance agencies. The ability to get quotes online can eliminate the need for a local agent unless you’re the type of person who wants the professional guidance that you can only get from talking to an agent. It is possible to compare the best prices online but purchase the actual policy in an agency.

You can choose any of those ways to find more affodable coverage, but compare apples-to-apples coverage information for every quote you compare. If you compare different data it will be impossible to decipher which rate is best.

These discounts can lower insurance coverage rates

Some providers don’t necessarily list all available discounts in a way that’s easy to find, so the list below contains a few of the more well known as well as the least known discounts that you may qualify for.

• Paper-free Discount – A few insurance coverage companies will discount your bill up to fifty bucks simply for signing online.
• One Accident Forgiven – but some companies like Geico, Progressive, and Allstate permit an accident without getting socked with a rate hike as long as you don’t have any claims for a particular time prior to the accident.
• No Claim Discounts – Drivers with accident-free driving histories have much lower rates in comparison with frequent claim filers.
• Passive Restraint Discount – Cars that have air bags or motorized seat belts may qualify for discounts of 20% or more.
• 55 and Retired – Drivers that qualify as senior citizens may qualify for lower premium rates for E-Class insurance.

Drivers should understand that many deductions do not apply to the entire policy premium. A few only apply to the cost of specific coverages such as comp or med pay. If you do the math and it seems like it’s possible to get free car insurance, it doesn’t quite work that way. Any qualifying discounts will help lower your insurance coverage premiums.

To find insurance coverage companies that have a full spectrum of discounts, click here.

When do I need an agent’s advice?

When it comes to choosing the best car insurance coverage for your personal vehicles, there really is not a single plan that fits everyone. Every insured’s situation is different.

For example, these questions might help in determining if your situation might need professional guidance.

• Should I file a claim if it’s only slightly more than my deductible?
• Does coverage extend to a rental car in a foreign country?
• Do I need medical payments coverage since I have good health insurance?
• Are my friends covered when driving my 2017 Mercedes-Benz E-Class?
• Am I covered by my employer’s commercial auto policy when driving my personal car for business?
• Is my custom paint covered by insurance?
• Does my insurance cover my expensive audio equipment?

If you can’t answer these questions but you know they apply to you then you might want to talk to an agent. To find lower rates from a local agent, fill out this quick form. It is quick, free and may give you better protection.

Insurance coverages 101

Understanding the coverages of your policy helps when choosing the right coverages for your vehicles. The terms used in a policy can be ambiguous and nobody wants to actually read their policy.

Comprehensive insurance

This coverage pays for damage from a wide range of events other than collision. You first must pay your deductible and then insurance will cover the rest of the damage.

Comprehensive can pay for things such as theft, a broken windshield, fire damage and damage from a tornado or hurricane. The maximum payout a insurance company will pay at claim time is the ACV or actual cash value, so if it’s not worth much more than your deductible consider removing comprehensive coverage.

Coverage for uninsured or underinsured drivers

This coverage gives you protection when other motorists do not carry enough liability coverage. This coverage pays for hospital bills for your injuries as well as damage to your Mercedes-Benz E-Class.

Because many people only purchase the least amount of liability that is required, it doesn’t take a major accident to exceed their coverage limits. This is the reason having UM/UIM coverage should not be overlooked. Most of the time these limits do not exceed the liability coverage limits.

Collision protection

This pays for damage to your E-Class resulting from a collision with a stationary object or other vehicle. A deductible applies then the remaining damage will be paid by your insurance company.

Collision insurance covers claims like hitting a mailbox, crashing into a ditch, sideswiping another vehicle, sustaining damage from a pot hole and hitting a parking meter. This coverage can be expensive, so you might think about dropping it from vehicles that are older. You can also raise the deductible in order to get cheaper collision rates.

Coverage for liability

This protects you from damage that occurs to other people or property. It protects YOU against other people’s claims. Liability doesn’t cover damage sustained by your vehicle in an accident.

It consists of three limits, bodily injury per person, bodily injury per accident and property damage. Your policy might show values of 50/100/50 that means you have $50,000 bodily injury coverage, $100,000 for the entire accident, and a total limit of $50,000 for damage to vehicles and property. Some companies may use a combined single limit or CSL which limits claims to one amount with no separate limits for injury or property damage.

Liability coverage pays for claims like repair bills for other people’s vehicles, court costs and emergency aid. How much liability should you purchase? That is a personal decision, but consider buying higher limits if possible.

Coverage for medical expenses

Personal Injury Protection (PIP) and medical payments coverage provide coverage for short-term medical expenses like funeral costs, chiropractic care and X-ray expenses. They are often used to cover expenses not covered by your health insurance policy or if you do not have health coverage. Coverage applies to all vehicle occupants and also covers getting struck while a pedestrian. PIP coverage is not an option in every state but can be used in place of medical payments coverage