View 2017 Chevrolet Corvette Insurance Quotes

Want cheaper auto insurance rates for your Chevrolet Corvette? Nobody I know anticipates paying for auto insurance, in particular when they are paying too much. Numerous auto insurance companies battle to insure your vehicles, and because of this it can be hard to compare insurance companies to get the best price available.

If you have a current insurance coverage policy or are looking for a new policy, you can use these tips to shop for the lowest rates while maximizing coverage. Finding the best rates is not that difficult. Drivers only need to know the proper way to compare rates on the web.

Cheapest insurance price quotes

Most companies such as State Farm, Geico and Progressive provide pricing directly from their websites. Getting quotes is very simple because you just enter your coverage information as requested by the quote form. When complete, their rating system will obtain your driving record and credit report and returns a price based on many factors. Online quotes helps simplify price comparisons, but the process of having to visit different websites and type in your information is repetitive and time-consuming. But it’s also necessary to do this in order to find the best price possible.

Rate comparisons made easy

The smarter way to compare insurance pricing utilizes a single form that gets price quotes from a bunch of companies at once. This type of form saves time, requires much less work on your part, and makes price shopping online much easier. After your information is entered, it is rated with multiple companies and you can pick your choice of the returned quotes.

If you find a better price you can click and sign and buy the new coverage. The whole process just takes a couple of minutes and you’ll know if lower rates are available.

To compare rates now, simply click here to open in new window and enter your vehicle and coverage information. To compare your current rates, we recommend you copy the limits and deductibles as shown on your current policy. This makes sure you will be getting rate comparison quotes based on similar coverages.

More affordable rates with these discounts

Insurance can be prohibitively expensive, but you may find discounts that can drop the cost substantially. Many discounts should be triggered when you purchase, but some may not be applied and must be inquired about before they will apply.

  • Distant Student – Kids living away from home attending college and do not take a car to college may be insured at a cheaper rate.
  • Early Payment Discounts – If you pay your bill all at once instead of making monthly payments you can avoid monthly service charges.
  • Drive Less and Save – Low annual miles may enable drivers to earn cheaper rates.
  • Driver Safety – Taking a course in defensive driver could cut 5% off your bill if your company offers it.
  • Online Discount – Some of the larger companies will give a small break get insurance coverage on the internet.

It’s important to note that some of the credits will not apply to the entire policy premium. Most only cut the cost of specific coverages such as comprehensive or collision. So when the math indicates having all the discounts means you get insurance for free, you won’t be that lucky. But all discounts will cut your policy premiums.

Companies and a selection of discounts include:

  • Progressive offers discounts for online signing, multi-policy, multi-vehicle, good student, and homeowner.
  • AAA offers discounts including pay-in-full, anti-theft, multi-car, AAA membership discount, good student, and education and occupation.
  • Farmers Insurance has discounts for alternative fuel, homeowner, teen driver, mature driver, and business and professional.
  • Geico discounts include multi-vehicle, federal employee, multi-policy, five-year accident-free, seat belt use, and military active duty.
  • Esurance policyholders can earn discounts including safety device, homeowner, anti-theft, Switch & Save, and online shopper.
  • SAFECO has savings for drive less, safe driver, accident prevention training, bundle discounts, teen safety rewards, and teen safe driver.
  • State Farm offers premium reductions for passive restraint, multiple policy, Steer Clear safe driver discount, good driver, driver’s education, good student, and student away at school.

If you need the cheapest insurance coverage quotes, ask all the companies to apply every possible discount. Savings might not be available to policyholders in your area. For a list of providers that provide some of the discounts listed above, click here to view.

You can change your insurance prices

Many factors are used when you get a price on insurance. Some of the criteria are obvious like a motor vehicle report, but some are less obvious such as whether you are married or how safe your car is.

The itemized list below are some of the most rate-impacting factors used by companies to determine your prices.

  • Traffic violations hurt – Having just one citation may cause rates to rise by as much as thirty percent. Drivers with clean records pay lower auto insurance prices as compared to those with violations. People who have license-revoking citations like DUI or reckless driving may find they need to submit a SR-22 or proof of financial responsibility with their state motor vehicle department in order to drive a vehicle legally.
  • Where you live can modify rates – Residing in smaller towns and rural areas of the country is a positive aspect if you are looking for the lowest rates. Residents of big cities tend to have more road rage incidents and more time behind the wheel. Fewer drivers means less chance of accidents in addition to lower liability claims
  • Don’t skimp on liability protection – The liability section of your policy is the protection when you are determined to be liable for personal injury or accident damage. Liability provides legal defense starting from day one. It is affordable coverage compared to insuring for physical damage coverage, so drivers should buy more than the minimum limits required by law.
  • Teenage vs. older drivers – Drivers with little experience are known to be inattentive when behind the wheel so auto insurance rates are higher. Older drivers are more responsible, cost insurance companies less in claims and get fewer tickets.
  • Do you work long hours in a stressful employer? – Careers such as military generals, architects and emergency personnel are shown to have the highest average rates due to intense work-related stress and long work days. On the other hand, occupations like actors, students and performers pay lower than average rates on Corvette insurance.
  • More miles driven equals more premium – The more you drive your Chevy in a year’s time the more you will pay for auto insurance. Most companies rate vehicles based upon how you use the vehicle. Vehicles that sit idle most of the time can be on a lower rate level than those that get driven frequently. Incorrect rating for your Corvette can result in significantly higher rates. It’s a good idea to make sure your auto insurance coverage reflects annual mileage.

Car insurance can be complex

When choosing the right insurance coverage, there really is not a one size fits all plan. Every insured’s situation is different so your insurance needs to address that. Here are some questions about coverages that may help you determine whether your personal situation would benefit from an agent’s advice.

  • Am I covered when delivering products for my home-based business?
  • Can I drive in Mexico and have coverage?
  • Should I buy additional glass protection?
  • Am I covered if I drive in a foreign country?
  • Is my teen driver covered when they drive my company car?
  • Should I drop comprehensive coverage on older vehicles?
  • Are my tools covered if they get stolen from my vehicle?
  • Do all my vehicles need collision coverage?

If it’s difficult to answer those questions, you may need to chat with an insurance agent. If you don’t have a local agent, simply complete this short form or go to this page to view a list of companies. It’s fast, free and may give you better protection.

Ads can be misleading

Consumers can’t escape the ads for cheaper auto insurance from the likes of State Farm, Geico and Progressive. They all seem to tend to make the same promise about savings if you move your coverage to them.

How can each company offer you a better deal?

Companies have a preferred profile for the type of customer that makes them money. For example, a driver they prefer may be a mature driver, is a homeowner, and drives less than 5,000 miles a year. A driver who meets those qualifications will get the preferred premium rates as well as save if they switch.

Potential customers who do not meet those standards will probably be forced to pay higher prices with the end result being the customer not purchasing. If you pay attention, the ads say “people that switch” not “all people who quote” save that much money. That’s the way companies can truthfully make it sound like they have such great rates.

Because of the profiling, you really should do a quote comparison often. You cannot predict which company will be your best fit.

Educate yourself about car insurance coverages

Learning about specific coverages of car insurance aids in choosing appropriate coverage for your vehicles. Policy terminology can be ambiguous and nobody wants to actually read their policy. Shown next are the usual coverages available from car insurance companies.

Medical expense insurance

Med pay and PIP coverage provide coverage for expenses for ambulance fees, nursing services, pain medications and rehabilitation expenses. They can be used to cover expenses not covered by your health insurance plan or if you lack health insurance entirely. Coverage applies to all vehicle occupants and will also cover being hit by a car walking across the street. PIP coverage is not an option in every state but it provides additional coverages not offered by medical payments coverage

Liability auto insurance

Liability insurance provides protection from damage that occurs to people or other property that is your fault. It protects YOU from legal claims by others, and does not provide coverage for damage to your own property or vehicle.

Coverage consists of three different limits, bodily injury for each person, bodily injury for the entire accident, and a limit for property damage. You might see values of 100/300/100 which means $100,000 bodily injury coverage, a per accident bodily injury limit of $300,000, and a limit of $100,000 paid for damaged property. Some companies may use a combined limit which combines the three limits into one amount rather than limiting it on a per person basis.

Liability insurance covers claims such as attorney fees, legal defense fees and pain and suffering. How much coverage you buy is your choice, but buy as large an amount as possible.

Auto collision coverage

This coverage will pay to fix damage to your Corvette from colliding with another vehicle or an object, but not an animal. You have to pay a deductible then your collision coverage will kick in.

Collision coverage pays for claims such as hitting a mailbox, sustaining damage from a pot hole, backing into a parked car, sideswiping another vehicle and crashing into a ditch. This coverage can be expensive, so consider dropping it from vehicles that are older. It’s also possible to raise the deductible to bring the cost down.

Comprehensive (Other than Collision)

Comprehensive insurance pays for damage that is not covered by collision coverage. A deductible will apply and the remainder of the damage will be paid by comprehensive coverage.

Comprehensive coverage pays for things such as a tree branch falling on your vehicle, hail damage, fire damage, damage from a tornado or hurricane and a broken windshield. The maximum amount you’ll receive from a claim is the actual cash value, so if the vehicle’s value is low consider removing comprehensive coverage.

Protection from uninsured/underinsured drivers

Uninsured or Underinsured Motorist coverage provides protection when the “other guys” do not carry enough liability coverage. This coverage pays for injuries to you and your family as well as damage to your Chevy Corvette.

Due to the fact that many drivers have only the minimum liability required by law, their liability coverage can quickly be exhausted. For this reason, having high UM/UIM coverages is a good idea. Frequently these coverages are identical to your policy’s liability coverage.

Pennies from heaven

In this article, we presented a lot of ways to compare 2017 Chevy Corvette insurance rates online. The key thing to remember is the more rate comparisons you have, the higher the chance of saving money. Drivers may discover the best price on insurance is with a smaller regional carrier. Smaller companies can often provide lower car insurance rates in certain areas compared to the large companies like Progressive and Geico.

As you quote insurance coverage, it’s not a good idea to reduce needed coverages to save money. There are many occasions where an accident victim reduced comprehensive coverage or liability limits to discover at claim time that it was a big mistake. Your aim should be to get the best coverage possible at the best cost while not skimping on critical coverages.

Some insurance providers do not offer online quoting small insurance companies work with independent agents. Discount 2017 Chevy Corvette insurance is definitely available from both online companies and from local insurance agents, so you should compare both to have the best chance of lowering rates.

Additional insurance information is available at the links below