How Much Does 2017 Chevrolet Camaro Insurance Cost?

Shoppers have a choice when shopping for affordable Chevy Camaro insurance. They can either spend hours driving around getting price quotes or use the internet to find the lowest rates. There is a right way and a wrong way to compare auto insurance rates and we’ll show you the absolute fastest way to quote coverages for your Chevy and find the lowest price.

It’s a good habit to get comparison quotes before your policy renews due to the fact that insurance prices trend upward over time. Just because you found the lowest rates on Camaro coverage on your last policy you can probably find a better rate quote now. You’ll find a ton of advice on auto insurance on the internet, but by reading this article, you’re going to learn some good information on how to quit paying high auto insurance rates.

Cheaper rates with these discounts

Insurance can be prohibitively expensive, but companies offer discounts that may help make it more affordable. Certain reductions will be credited when you quote, but some need to be asked for before being credited.

  • Federal Government Employee – Simply working for the federal government may qualify for a discount when you quote insurance on Camaro coverage depending on your insurance provider.
  • Include Life Insurance and Save – If the company offers life insurance, you could get lower rates if you buy life insurance.
  • Fewer Miles Equal More Savings – Driving fewer miles could be rewarded with better premium rates on cars that stay parked.
  • ABS and Traction Control Discounts – Cars with anti-lock braking systems are much safer to drive and will save you 10% or more.
  • Multi-policy Discount – If you can bundle your homeowners and auto insurance and insure them both with the same insurance company you could get a discount of approximately 10% to 15%.
  • Student in College – Youth drivers who attend college more than 100 miles from home and won’t have access to an insured vehicle could get you a discount.
  • Sign Early and Save – Some insurance companies give discounts for switching companies prior to your current policy expiring. Ten percent is about the average savings.
  • Safe Drivers – Insureds who avoid accidents can save as much as half off their rates on Camaro coverage than their less cautious counterparts.
  • Use Seat Belts – Requiring all passengers to fasten their seat belts can save 10% or more on the premium charged for medical payments and/or PIP.
  • Paper-free Discount – Certain insurance companies may give you up to $50 shop insurance on their website.

We need to note that most credits do not apply the the whole policy. Most only apply to the price of certain insurance coverages like medical payments or collision. Just because it seems like all those discounts means the company will pay you, you’re out of luck.

A list of companies and the discounts they provide are:

  • The Hartford may include discounts for good student, vehicle fuel type, anti-theft, air bag, driver training, bundle, and defensive driver.
  • American Family discounts include good driver, accident-free, Steer into Savings, multi-vehicle, good student, early bird, and bundled insurance.
  • Progressive has discounts for homeowner, continuous coverage, online signing, good student, multi-vehicle, multi-policy, and online quote discount.
  • Travelers offers discounts including home ownership, new car, continuous insurance, save driver, and early quote.
  • Farmers Insurance has savings for teen driver, business and professional, mature driver, homeowner, youthful driver, bundle discounts, and electronic funds transfer.
  • USAA may offer discounts for military installation, vehicle storage, good student, multi-policy, driver training, multi-vehicle, and defensive driver.
  • Liberty Mutual includes discounts for good student, multi-car, multi-policy, newly retired, and exclusive group savings.

If you want inexpensive insurance quotes, ask all the companies to give you their best rates. Depending on the company, some discounts may not be available in your area. To locate insurance companies with discount insurance rates, click here to view.

Chevy Camaro insurance rates can be cheaper

One of the most helpful ways to save on insurance coverage is to to have a grasp of the different types of things that help calculate the price you pay for insurance coverage. If you understand what determines premiums, this helps enable you to make changes that could result in cheaper rates. Many different elements are used when premium rates are determined. Some are obvious such as traffic violations, but some are less obvious such as your credit history or your commute time.

Shown below are some of the items used by your company to calculate your rates.

  • Liability protection safeguards assets – Liability coverage will provide protection if you are ruled to be at fault for causing damage or personal injury in an accident. It will provide legal defense which can be incredibly expensive. It is affordable coverage compared to insuring for physical damage coverage, so drivers should carry high limits.
  • More mileage equals more premium – Driving more miles in a year the more you will pay for insurance coverage. A lot of insurance companies charge rates based upon how much you drive. Cars left parked in the garage receive lower rates compared to those used for work or business. Make sure your insurance coverage declarations sheet states how each vehicle is driven, because improper ratings can cost you money. An improperly rated Camaro may be costing you higher rates.
  • Companies want multiple policies – Most larger insurance companies apply a discount to customers that have more than one policy in the form of a multi-policy discount. Discounts can be five, ten or even twenty percent. If you currently are using one company, it’s still a good idea to comparison shop to confirm you are receiving the best rates possible.There is a chance you can find lower rates by splitting coverages up.
  • Improve your credit rating and save – Having a bad credit score can be an important factor in determining what you pay for insurance coverage. Consumers who have very high credit ratings tend to be less risk to insure than those with lower credit scores. So if your credit score could use some work, you could pay less to insure your 2017 Chevrolet Camaro by spending a little time repairing your credit.

Car insurance can be complex

When it comes to choosing the best car insurance coverage for your vehicles, there really is no cookie cutter policy. Your needs are not the same as everyone else’s.

These are some specific questions can aid in determining if you will benefit from professional help.

  • How much can I save by bundling my policies?
  • Does my 2017 Chevy Camaro need full coverage?
  • When should I remove comp and collision on my 2017 Chevy Camaro?
  • Do I pay less for low miles?
  • Can I afford to buy a different vehicle if my 2017 Chevy Camaro is totaled?
  • Does my personal policy cover me when driving out-of-state?
  • Does coverage extend to my business vehicle?
  • Is there coverage for injuries to my pets?

If it’s difficult to answer those questions but you think they might apply to your situation, you might consider talking to an agent. To find an agent in your area, complete this form. It only takes a few minutes and can provide invaluable advice.

Learn about insurance coverages for a 2017 Chevy Camaro

Learning about specific coverages of your insurance policy aids in choosing the best coverages and proper limits and deductibles. Policy terminology can be impossible to understand and nobody wants to actually read their policy.

Uninsured/Underinsured Motorist coverage – This coverage protects you and your vehicle when other motorists either have no liability insurance or not enough. Covered claims include injuries to you and your family and damage to your 2017 Chevy Camaro.

Because many people have only the minimum liability required by law, their liability coverage can quickly be exhausted. So UM/UIM coverage should not be overlooked.

Auto liability insurance – Liability insurance will cover damages or injuries you inflict on other’s property or people in an accident. It protects you from claims by other people. It does not cover your injuries or vehicle damage.

Split limit liability has three limits of coverage: bodily injury for each person, bodily injury for the entire accident, and a limit for property damage. You commonly see policy limits of 100/300/100 that means you have a $100,000 limit per person for injuries, $300,000 for the entire accident, and a total limit of $100,000 for damage to vehicles and property.

Liability coverage pays for things like legal defense fees, medical expenses and loss of income. The amount of liability coverage you purchase is up to you, but buy as large an amount as possible.

Collision coverages – Collision insurance pays for damage to your Camaro resulting from a collision with another vehicle or an object, but not an animal. A deductible applies and the rest of the damage will be paid by collision coverage.

Collision coverage pays for claims such as rolling your car, damaging your car on a curb, colliding with another moving vehicle and crashing into a building. Collision is rather expensive coverage, so you might think about dropping it from older vehicles. Another option is to bump up the deductible to bring the cost down.

Medical payments coverage and PIP – Medical payments and Personal Injury Protection insurance pay for expenses like funeral costs, prosthetic devices and dental work. They are used to cover expenses not covered by your health insurance plan or if you are not covered by health insurance. Medical payments and PIP cover both the driver and occupants in addition to any family member struck as a pedestrian. PIP coverage is not an option in every state but can be used in place of medical payments coverage

Comprehensive coverage – This pays for damage that is not covered by collision coverage. A deductible will apply and then insurance will cover the rest of the damage.

Comprehensive insurance covers things such as theft, hail damage, hitting a bird and rock chips in glass. The most a insurance company will pay at claim time is the actual cash value, so if the vehicle is not worth much it’s not worth carrying full coverage.

The bottom line

Insureds leave their current company for many reasons like not issuing a premium refund, an unsatisfactory settlement offer, poor customer service and even delays in paying claims. It doesn’t matter why you want to switch finding a new insurance coverage company can be easy and end up saving you some money.

A few companies may not have the ability to get a quote online and most of the time these regional insurance providers work with independent insurance agencies. Low-cost 2017 Chevy Camaro insurance can be bought on the web as well as from independent agents, and you should be comparing both to have the best rate selection.

We just showed you a lot of information how to lower your 2017 Chevy Camaro insurance car insurance rates. The key concept to understand is the more companies you get premium rates for, the better your chances of lowering your premium rates. You may be surprised to find that the best price on insurance coverage is with a small local company.

Additional insurance coverage information can be read on the following sites: