Save on 2017 Audi A7 Car Insurance Quotes

Searching for better auto insurance rates for your Audi A7? Buying affordable auto insurance over the internet can appear to be challenging for beginners to buying insurance on the web. With a ridiculous number of online companies, how can you have the ability to compare every possible option in order to find better prices?

Cheaper rates by receiving discounts

Some providers do not advertise all disounts in a way that’s easy to find, so the following is a list of both the well known and the harder-to-find insurance savings.

  • Accident Free – Drivers who stay claim-free have much lower rates as opposed to accident-prone drivers.
  • Early Payment Discounts – By paying your policy upfront rather than paying monthly you could save up to 5%.
  • Discounts for Responsible Drivers – Insureds who avoid accidents may save up to 50% more for A7 insurance than less cautious drivers.
  • Distant Student Discount – College-age children who live away from home at college without a vehicle on campus could get you a discount.
  • Online Discount – A handful of insurance companies will provide an incentive for signing up on the internet.
  • Renewal Discounts – Select insurance companies give a discount for switching to them prior to your current policy expiring. Ten percent is about the average savings.

As a sidenote, most discount credits are not given the the whole policy. Some only apply to individual premiums such as medical payments or collision. So despite the fact that it appears it’s possible to get free car insurance, insurance companies wouldn’t stay in business.

Some of the larger companies that have most of the discounts above are:

Before you buy a policy, ask each insurance company which discounts you may be entitled to. Savings may not apply to policyholders everywhere. If you would like to see a list of providers that can offer you the previously mentioned discounts, click here.

Compare insurance coverage quotes online

Comparing insurance coverage rates can be a daunting task if you don’t utilize the most efficient way. You could spend your day talking to local insurance agents in your area, or you could use online quotes for quick rates.

The majority of car insurance companies take part in a program that allows shoppers to send in one quote, and at least one company then returns a price quote. This system prevents you from having to do quote forms to each individual insurance coverage company.

To compare pricing click to open in new window.

The only downside to getting quotes like this is buyers cannot specifically choose the insurers to receive prices from. So if you prefer to choose specific insurance companies to compare rates, we have a page of low cost insurance coverage companies in your area. Click here for list of insurance companies.

Whichever method you choose, make sure you use the exact same deductibles and coverage limits for each quote you get. If you use differing limits you will not be able to make a fair comparison for your Audi A7. Slightly different coverages can mean a large discrepancy in price. Just keep in mind that comparing more rates from different companies helps increase your odds of locating a better price.

Why you might pay higher rates

Smart consumers have a good feel for some of the things that help calculate your premiums. If you have some idea of what positively or negatively impacts your premiums, this allows you to make good choices that may result in lower rates.

The items below are some of the factors used by your company to calculate your premiums.

  • Consolidate home and auto and save – Some companies give a discount for people that purchase more than one policy. It’s known as a multi-policy discount. Even with this discount, drivers will still want to comparison shop to help ensure you have the lowest rates.
  • GPS tracking and theft deterrents lower prices – Choosing to buy a car with advanced anti-theft systems can save you some money. Anti-theft features like vehicle immobilizer systems, General Motors OnStar and LoJack tracking systems can thwart car theft and help bring rates down.
  • Poor credit can mean higher rates – An insured’s credit history is a big factor in calculating your premium rate. So if your credit score could use some work, you could save money insuring your 2017 Audi A7 by spending a little time repairing your credit. Drivers who have high credit ratings tend to file fewer claims than those with poor credit.
  • Only buy what you need – There are a lot of additional extra coverages that you can get tricked into buying on your auto insurance policy. Add-on coverages like vanishing deductibles, towing coverage, and Farm Bureau memberships could be just wasting money. They may seem good initially, but if you have no use for them remove them and pocket the money.
  • Cheaper premiums with safer cars – Safe vehicles tend to have better insurance rates. Vehicles engineered for safety reduce injuries and lower injury rates means your insurance company pays less and lower rates for you.

Your auto insurance coverage should be tailored to you

When buying coverage, there isn’t really a one size fits all plan. Each situation is unique.

Here are some questions about coverages that may help you determine if your insurance needs could use an agent’s help.

  • Does insurance cover damages from a DUI accident?
  • Does coverage extend to a rental car in a foreign country?
  • Do I pay less for low miles?
  • What if I owe more than I can insure my car for?
  • Are split liability limits better than a combined single limit?
  • Am I covered by my employer’s commercial auto policy when driving my personal car for business?
  • What is covered by UM/UIM coverage?
  • Do I need added coverage for expensive stereo equipment?

If it’s difficult to answer those questions but a few of them apply then you might want to talk to an insurance agent. If you want to speak to an agent in your area, take a second and complete this form.

Coverages available on your auto insurance policy

Learning about specific coverages of your auto insurance policy can be of help when determining the best coverages for your vehicles. Policy terminology can be impossible to understand and nobody wants to actually read their policy.

Collision insurance

This coverage covers damage to your A7 resulting from a collision with another car or object. You first must pay a deductible then your collision coverage will kick in.

Collision coverage protects against claims such as backing into a parked car, damaging your car on a curb, crashing into a building, rolling your car and scraping a guard rail. This coverage can be expensive, so you might think about dropping it from vehicles that are 8 years or older. You can also increase the deductible to save money on collision insurance.

Protection from uninsured/underinsured drivers

This protects you and your vehicle’s occupants when other motorists either have no liability insurance or not enough. Covered losses include injuries to you and your family as well as damage to your 2017 Audi A7.

Due to the fact that many drivers carry very low liability coverage limits, their liability coverage can quickly be exhausted. For this reason, having high UM/UIM coverages is important protection for you and your family.

Comprehensive (Other than Collision)

Comprehensive insurance coverage pays for damage caused by mother nature, theft, vandalism and other events. You first must pay your deductible then the remaining damage will be covered by your comprehensive coverage.

Comprehensive insurance covers claims like hail damage, theft, hitting a bird, fire damage and damage from a tornado or hurricane. The most you can receive from a comprehensive claim is the market value of your vehicle, so if the vehicle’s value is low consider dropping full coverage.

Liability coverage

This protects you from injuries or damage you cause to people or other property in an accident. This insurance protects YOU from claims by other people, and doesn’t cover your own vehicle damage or injuries.

Split limit liability has three limits of coverage: bodily injury for each person injured, bodily injury for the entire accident and a property damage limit. You commonly see policy limits of 100/300/100 which means $100,000 in coverage for each person’s injuries, a total of $300,000 of bodily injury coverage per accident, and property damage coverage for $100,000.

Liability coverage pays for claims such as attorney fees, emergency aid and court costs. How much coverage you buy is a personal decision, but it’s cheap coverage so purchase as large an amount as possible.

Medical expense insurance

Personal Injury Protection (PIP) and medical payments coverage reimburse you for immediate expenses such as X-ray expenses, hospital visits and pain medications. They are used in conjunction with a health insurance plan or if you are not covered by health insurance. Coverage applies to both the driver and occupants and also covers if you are hit as a while walking down the street. PIP is not available in all states but it provides additional coverages not offered by medical payments coverage

Be a penny pincher

When getting auto insurance quotes online, it’s a bad idea to buy poor coverage just to save money. There have been many situations where consumers will sacrifice comprehensive coverage or liability limits only to regret at claim time that saving that couple of dollars actually costed them tens of thousands. Your focus should be to purchase plenty of coverage at a price you can afford, not the least amount of coverage.

Drivers switch companies for a number of reasons such as delays in responding to claim requests, lack of trust in their agent, extreme rates for teen drivers and high prices. No matter why you want to switch, finding a new insurance company is not as difficult as it may seem.

There are still a few companies who do not offer the ability to get a quote online and usually these regional carriers only sell through independent insurance agents. Low-cost 2017 Audi A7 insurance is possible online and from local agencies, and you need to price shop both to have the best selection.

Additional insurance information is available below: