2015 Hyundai Veloster Insurance Quotes

Looking for better car insurance rates? Shoppers have options when shopping for the best price on Hyundai Veloster insurance. You can either waste hours struggling with agents to compare prices or leverage the internet to find the lowest rates.

There is a right way and a wrong way to buy car insurance and we’ll show you the best way to get price quotes for your Hyundai and get the cheapest rates.

Smart consumers take time to do price comparisons quite often because car insurance prices go up and down regularly. Just because you found the lowest rate for Veloster coverage two years ago a different company probably has better premium rates today. Ignore everything you know about car insurance because you’re going to get a crash course in the proper way to properly buy coverages and cut your premium.

How to buy auto insurance online

There are multiple methods to compare auto insurance prices but some are more efficient than others. You could waste time driving to insurance agencies in your area, or you could save time and use the internet to quickly compare rates.

Most of the larger companies belong to a marketplace where insurance shoppers submit their information once, and every company returns a rated price based on that data. This system prevents you from having to do form submissions to each company.

To enter your information into the quoting system, click here to start a free quote.

One minor caviat to doing it this way is buyers cannot specifically choose the providers to get pricing from. So if you prefer to choose from a list of companies to compare, we have assembled a list of the cheapest auto insurance companies in your area. View list of insurance companies.

Take whichever approach you prefer, but make sure you are using identical coverages and limits on every quote you get. If each company quotes different deductibles it’s not possible to determine which company has the best rates.

Cheaper insurance coverage quotes with discounts

Insuring your vehicles can cost a lot, but you may find discounts to cut the cost considerably. Certain credits will be shown at quote time, but once in a while a discount must be asked for before being credited. If you do not check that you are getting every discount possible, you’re paying more than you need to.

Multiple Policy Discount – If you have multiple policies and place coverage with the same company you may save at least 10% off all policies.
Safe Driver Discount – Insureds without accidents can save as much as half off their rates for Veloster coverage compared to accident prone drivers.
Good Student Discount – Getting good grades could provide a savings of up to 20% or more. Many companies even apply the discount to college students until age 25.
Save over 55 – Mature drivers may qualify for reduced rates for Veloster coverage.
Savings for New Vehicles – Buying a new car model can cost up to 25% less due to better safety requirements for newer vehicles.
Accident Forgiveness Coverage – Not really a discount, but some insurance companies will let one accident slide without raising rates if you have no claims for a specific time period.
Passive Restraints – Factory options such as air bags or automatic seat belts may earn rate discounts of 25 to 30%.
Telematics Data – Insureds who allow their insurance coverage company to track driving habits by using a telematics device such as Progressive’s Snapshot may get a rate reduction if they exhibit good driving behavior.

You can save money using discounts, but some credits don’t apply to all coverage premiums. Most only reduce the price of certain insurance coverages like collision or personal injury protection. So when the math indicates all those discounts means the company will pay you, company stockholders wouldn’t be very happy.

Larger insurance coverage companies and their offered discounts can be found below.

Geico may include discounts for emergency military deployment, seat belt use, federal employee, anti-theft, anti-lock brakes, and good student.
MetLife offers discounts for claim-free, defensive driver, good driver, multi-policy, and accident-free.
Progressive offers discounts including homeowner, multi-policy, online signing, multi-vehicle, online quote discount, good student, and continuous coverage.
Travelers offers premium reductions for multi-car, hybrid/electric vehicle, save driver, multi-policy, early quote, student away at school, and home ownership.
SAFECO has savings for teen safe driver, anti-theft, anti-lock brakes, bundle discounts, and accident prevention training.
AAA policyholders can earn discounts including multi-policy, AAA membership discount, education and occupation, good student, and pay-in-full.

Check with every company which credits you are entitled to. Some discounts may not apply in your area. To choose insurers with the best discounts, click this link.

Tailor your car insurance coverage to you

When it comes to choosing proper insurance coverage, there isn’t really a one size fits all plan. Everyone’s needs are different.

Here are some questions about coverages that can aid in determining if your insurance needs may require specific advice.

Does my medical payments coverage pay my health insurance deductible?
Why does it cost so much to insure a teen driver?
Is upholstery damage covered by car insurance?
Can my babysitter drive my car?
Where can I find DUI or SR-22 insurance?
Is other people’s property covered if stolen from my vehicle?
If my 2015 Hyundai Veloster is totaled, can I afford another vehicle?

If you can’t answer these questions then you might want to talk to a licensed agent. If you want to speak to an agent in your area, fill out this quick form. It’s fast, doesn’t cost anything and you can get the answers you need.

Specific coverages for a 2015 Hyundai Veloster

Understanding the coverages of your policy can help you determine the best coverages and proper limits and deductibles. The terms used in a policy can be ambiguous and coverage can change by endorsement.

Uninsured Motorist or Underinsured Motorist insurance

This gives you protection when the “other guys” either are underinsured or have no liability coverage at all. This coverage pays for injuries to you and your family and also any damage incurred to your Hyundai Veloster.

Due to the fact that many drivers carry very low liability coverage limits, their limits can quickly be used up. This is the reason having UM/UIM coverage should not be overlooked. Usually your uninsured/underinsured motorist coverages are identical to your policy’s liability coverage.

Coverage for collisions

Collision insurance pays to fix your vehicle from damage caused by collision with a stationary object or other vehicle. You will need to pay your deductible then the remaining damage will be paid by your insurance company.

Collision insurance covers things such as colliding with another moving vehicle, crashing into a ditch, sustaining damage from a pot hole, crashing into a building and hitting a mailbox. Collision coverage makes up a good portion of your premium, so you might think about dropping it from vehicles that are older. You can also bump up the deductible to get cheaper collision coverage.

Insurance for medical payments

Coverage for medical payments and/or PIP reimburse you for immediate expenses like pain medications, hospital visits, X-ray expenses, chiropractic care and doctor visits. They are used to fill the gap from your health insurance policy or if you are not covered by health insurance. Coverage applies to you and your occupants and will also cover getting struck while a pedestrian. Personal Injury Protection is only offered in select states but can be used in place of medical payments coverage

Comprehensive coverage (or Other than Collision)

This will pay to fix damage from a wide range of events other than collision. You first have to pay a deductible and then insurance will cover the rest of the damage.

Comprehensive insurance covers claims like hitting a bird, rock chips in glass, fire damage, damage from a tornado or hurricane and hail damage. The maximum amount you’ll receive from a claim is the actual cash value, so if the vehicle’s value is low it’s probably time to drop comprehensive insurance.

Liability insurance

Liability coverage will cover injuries or damage you cause to other’s property or people that is your fault. It protects you from legal claims by others, and doesn’t cover damage to your own property or vehicle.

Liability coverage has three limits: per person bodily injury, per accident bodily injury, and a property damage limit. Your policy might show liability limits of 25/50/25 that means you have a limit of $25,000 per injured person, a total of $50,000 of bodily injury coverage per accident, and a total limit of $25,000 for damage to vehicles and property. Another option is a combined single limit or CSL which provides one coverage limit without having the split limit caps.

Liability insurance covers things such as emergency aid, funeral expenses, medical services and repair costs for stationary objects. How much liability coverage do you need? That is up to you, but it’s cheap coverage so purchase as high a limit as you can afford.