Cheaper 2015 Audi A7 Insurance Cost

Looking for lower insurance coverage rates for your Audi A7? Did a good deal turn out to be overpriced insurance coverage? Don’t sweat it because there are lots of people in the same boat. There is such a variety of auto insurance companies to purchase coverage from, and although it’s nice to have multiple companies, it can be more challenging to find the best rates for your vehicles.

Compare free insurance quotes

There are a variety of methods to compare insurance prices but some are less labor-intensive and much quicker. You could waste a few hours driving to insurance companies in your area, or you can stay home and use the internet to achieve your goal.

Most of the best insurance companies participate in an industry program where prospective buyers complete one form, and each company can give them a price based on that data. This eliminates the need for quote requests for each company.

To compare rates now click here (opens in new window).

One minor caviat to using this type of system is that consumers can’t choose which carriers you will receive quotes from. If you would rather choose from a list of companies to request quotes from, we have assembled a list of companies who write insurance in your area. View list of insurance companies.

It’s up to you which method you use, but compare exactly the same coverage data for every company. If you compare different liability limits it will be impossible to get a fair rate comparison.

You are unique and your insurance should be too

When it comes to buying proper insurance coverage, there really is not a one size fits all plan. Everyone’s situation is a little different so your insurance needs to address that. Here are some questions about coverages that might point out whether or not you may require specific advice.

  • If my 2015 Audi A7 is totaled, can I afford another vehicle?
  • If I drive on a suspended license am I covered?
  • Can I afford low physical damage deductibles?
  • What if I don’t agree with a claim settlement offer?
  • Am I missing any policy discounts?
  • Am I covered when pulling a rental trailer?

If it’s difficult to answer those questions then you might want to talk to a licensed insurance agent. To find lower rates from a local agent, simply complete this short form or you can go here for a list of companies in your area. It only takes a few minutes and can help protect your family.

Auto insurance coverage options for a 2015 Audi A7

Knowing the specifics of your auto insurance policy can be of help when determining the best coverages for your vehicles. Auto insurance terms can be impossible to understand and even agents have difficulty translating policy wording. Below you’ll find the normal coverages found on the average auto insurance policy.

Comprehensive insurance – Comprehensive insurance pays for damage caused by mother nature, theft, vandalism and other events. A deductible will apply and the remainder of the damage will be paid by comprehensive coverage.

Comprehensive coverage pays for claims like theft, a broken windshield, hitting a deer, vandalism and rock chips in glass. The highest amount your auto insurance company will pay is the ACV or actual cash value, so if the vehicle’s value is low it’s not worth carrying full coverage.

Uninsured/Underinsured Motorist (UM/UIM) – This protects you and your vehicle when the “other guys” either are underinsured or have no liability coverage at all. Covered claims include injuries sustained by your vehicle’s occupants as well as your vehicle’s damage.

Since a lot of drivers only carry the minimum required liability limits, it doesn’t take a major accident to exceed their coverage limits. That’s why carrying high Uninsured/Underinsured Motorist coverage should not be overlooked. Most of the time your uninsured/underinsured motorist coverages are identical to your policy’s liability coverage.

Liability auto insurance – This can cover damage that occurs to other’s property or people. This insurance protects YOU from claims by other people, and does not provide coverage for your own vehicle damage or injuries.

It consists of three limits, bodily injury per person, bodily injury per accident and property damage. Your policy might show limits of 50/100/50 that means you have $50,000 in coverage for each person’s injuries, $100,000 for the entire accident, and a limit of $50,000 paid for damaged property. Some companies may use one number which is a combined single limit which combines the three limits into one amount without having the split limit caps.

Liability insurance covers claims like pain and suffering, loss of income, emergency aid and medical expenses. How much coverage you buy is up to you, but buy higher limits if possible.

Med pay and Personal Injury Protection (PIP) – Personal Injury Protection (PIP) and medical payments coverage reimburse you for expenses like funeral costs, surgery and rehabilitation expenses. The coverages can be used in conjunction with a health insurance plan or if you do not have health coverage. Coverage applies to both the driver and occupants and will also cover being hit by a car walking across the street. Personal Injury Protection is not an option in every state but can be used in place of medical payments coverage

Collision coverage – This pays for damage to your A7 caused by collision with a stationary object or other vehicle. You will need to pay your deductible then your collision coverage will kick in.

Collision coverage pays for things such as crashing into a building, backing into a parked car, crashing into a ditch and sideswiping another vehicle. Collision is rather expensive coverage, so you might think about dropping it from vehicles that are 8 years or older. Another option is to choose a higher deductible to save money on collision insurance.