2014 Ford Shelby GT500 Car Insurance Quotes

Have you finally had enough of wondering where the money will come from to pay auto insurance each month? You are in the same boat as most other people.

Due to the fact that there are so many options when it comes to auto insurance, it is hard for the average consumer to pick a more affordable company.

Buy insurance coverage online

There are multiple methods to compare insurance coverage prices and some are less time-consuming than others. You can waste a lot of time driving to local insurance agents in your area, or you could save time and use the web to quickly compare rates.

Most major companies enroll in a system that allows shoppers to submit one quote, and every company returns a competitive quote based on that data. This system prevents you from having to do quotation requests for each company you want a rate for. To participate in this free quote system, click to open in new window.

The one downside to using this type of form is you cannot specify the insurers you want to price. If you wish to select specific insurance companies to receive pricing from, we have a page of low cost insurance coverage companies in your area. View list of insurance companies.

You can use whichever method you prefer to find lower rates, just ensure you are comparing nearly identical coverage information on every price quote you get. If you enter different liability limits it will be nearly impossible to decipher which rate is best. Just a small difference in insurance coverages can make a big difference in price. And when comparing insurance coverage rates, know that getting more free quotes will improve the odds of getting the best offered rates. Not every company allows you to get online price quotes, so you need to compare quotes from those companies as well.

Start a Quote Now

Car insurance can be complex

When choosing proper insurance coverage, there isn’t really a “best” method to buy coverage. Every insured’s situation is different so your insurance needs to address that. Here are some questions about coverages that might help in determining if your insurance needs would benefit from an agent’s advice.

Is my vehicle covered by my employer’s policy when using it for work?
Do I need an umbrella policy?
Will my vehicle be repaired with OEM or aftermarket parts?
How high should deductibles be on a 2014 Ford Shelby GT500?
Can I get a multi-policy discount?
Why is insurance for a teen driver so high?
Should I waive the damage coverage when renting a car?
Do I need rental car coverage?
How much underlying liability do I need for an umbrella policy?
Should I file a claim if it’s only slightly more than my deductible?

If you’re not sure about those questions but one or more may apply to you, then you may want to think about talking to an agent. If you don’t have a local agent, complete this form or click here for a list of car insurance companies in your area.

Auto insurance specifics

Having a good grasp of auto insurance helps when choosing the best coverages at the best deductibles and correct limits. Policy terminology can be impossible to understand and coverage can change by endorsement. Shown next are the usual coverages found on most auto insurance policies.

Auto collision coverage

Collision coverage will pay to fix damage to your Shelby GT500 resulting from colliding with another car or object. You have to pay a deductible then the remaining damage will be paid by your insurance company.

Collision insurance covers things like backing into a parked car, driving through your garage door, crashing into a building, sustaining damage from a pot hole and damaging your car on a curb. Paying for collision coverage can be pricey, so analyze the benefit of dropping coverage from older vehicles. Another option is to increase the deductible to get cheaper collision coverage.

Liability

Liability insurance protects you from damages or injuries you inflict on people or other property. This coverage protects you from claims by other people. It does not cover damage sustained by your vehicle in an accident.

It consists of three limits, bodily injury per person, bodily injury per accident and property damage. As an example, you may have limits of 100/300/100 that means you have $100,000 bodily injury coverage, $300,000 for the entire accident, and $100,000 of coverage for damaged propery.

Liability coverage protects against things like repair bills for other people’s vehicles, medical expenses, emergency aid and pain and suffering. How much coverage you buy is your choice, but consider buying as high a limit as you can afford.

Medical expense insurance

Personal Injury Protection (PIP) and medical payments coverage pay for immediate expenses for things like hospital visits, ambulance fees, nursing services, pain medications and chiropractic care. They can be used in conjunction with a health insurance plan or if there is no health insurance coverage. It covers all vehicle occupants and will also cover any family member struck as a pedestrian. Personal injury protection coverage is not universally available and gives slightly broader coverage than med pay

Comprehensive (Other than Collision)

This pays for damage from a wide range of events other than collision. You first must pay your deductible then the remaining damage will be covered by your comprehensive coverage.

Comprehensive can pay for things like damage from getting keyed, hail damage and fire damage. The most you can receive from a comprehensive claim is the market value of your vehicle, so if the vehicle is not worth much consider removing comprehensive coverage.

Protection from uninsured/underinsured drivers

Your UM/UIM coverage protects you and your vehicle when the “other guys” either have no liability insurance or not enough. Covered losses include medical payments for you and your occupants and also any damage incurred to your Ford Shelby GT500.

Due to the fact that many drivers only carry the minimum required liability limits, it only takes a small accident to exceed their coverage. For this reason, having high UM/UIM coverages should not be overlooked.