View 2014 Bentley Mulsanne Insurance Quotes

Trying to find low-cost insurance for a Bentley Mulsanne can be an all-consuming task, but you can follow our auto insurance buying tips and make it easy. There is a right way and a wrong way to compare auto insurance rates and you need to know the absolute fastest way to compare rates for your Bentley and get the lowest possible price.

You should make it a habit to compare prices every six months because insurance prices change regularly. Even if you think you had the best price on Mulsanne insurance a couple years back the chances are good that you can find a lower rate today. Ignore everything you know about auto insurance because I’m going to teach you the best way to lower your annual insurance bill.

Free auto insurance quotes

Getting a low cost price on 2014 Bentley Mulsanne insurance can be surprisingly simple. Drivers just need to invest a little time getting comparison quotes to see which company has inexpensive car insurance quotes. This can be done by using one of the methods below.

• If you’re in a hurry, the quickest way to find the lowest comparison rates is an all-inclusive rate comparison click to view form in new window. This style of form keeps you from doing repetitive form submissions for every prospective company. One quote request will return price quotes from several companies. This is by far the quickest method.
• A slightly less efficient method to shop for auto insurance online is to manually visit the website for every company you want to comare and repeat the quote process again and again. For instance, we’ll assume you want to compare Nationwide, Allstate and State Farm. You would need to spend time on each company’s site and repeatedly type in your coverage information, which can get rather old.

  For a handy list of car insurance company links in your area, click here.

• The most difficult method of getting rate comparisons is to waste gas driving to local insurance agencies. Doing it all online eliminates this option unless you require the peace of mind that you can only get from talking to an agent. You can, however, price shop online but buy from a local insurance agent.

It’s up to you how you get prices quotes, just compare the same information with every price quote. If the quotes have unequal deductibles or liability limits it will be impossible to determine the lowest rate for your Bentley Mulsanne.

Find discounts to get cheap insurance quotes

Companies offering auto insurance don’t necessarily list every possible discount in a way that’s easy to find, so we break down both well-publicized and also the more inconspicuous discounts that you can inquire about if you buy car insurance online.

• No Accidents – Good drivers with no accidents get the best insurance rates in comparison with insureds who have frequent claims or accidents.
• Bundle and Save – When you have multiple policies with one insurance company you may earn over 10 percent off each policy depending on the company.
• Active Service Discounts – Being deployed with a military unit could trigger a small discount.
• Discounts for New Vehicles – Buying a new car model may earn a small discount due to better safety requirements for newer vehicles.
• Multiple Vehicles – Insuring more than one vehicle with the same insurance company can get a discount for every vehicle.
• No Charge for an Accident – This one isn’t a discount, but certain companies allow you one accident before raising your premiums if your claims history is clear before the accident.
• Use Seat Belts – Forcing all vehicle occupants to buckle up before driving could save 15% on the medical payments or PIP coverage costs.
• Student Driver Training – Make teen driver coverage more affordable by requiring them to sucessfully take a drivers education course if it’s offered in school.
• Senior Citizens – If you’re over the age of 55, you can get better insurance rates on Mulsanne insurance.

One thing to note about discounts is that some credits don’t apply to all coverage premiums. The majority will only reduce the price of certain insurance coverages like physical damage coverage or medical payments. So despite the fact that it appears all the discounts add up to a free policy, insurance companies aren’t that generous.

To locate insurance companies that have a full spectrum of discounts, click here to view.

Tailor your insurance coverage coverage to you

When it comes to choosing adequate coverage for your personal vehicles, there really is not a perfect coverage plan. Every insured’s situation is different.

For example, these questions might help in determining whether your personal situation will benefit from professional help.

• Does my liability insurance cover pulling a trailer or camper?
• Exactly who is provided coverage by my policy?
• Does car insurance cover theft of personal property?
• Is upholstery damage covered by car insurance?
• Can I get a multi-policy discount?
• Is my ex-spouse still covered by my policy?
• Am I covered if I wreck a rental car?

If you can’t answer these questions but a few of them apply, you may need to chat with a licensed insurance agent. To find an agent in your area, fill out this quick form. It’s fast, free and may give you better protection.

Coverage specifics

Knowing the specifics of your policy helps when choosing the right coverages at the best deductibles and correct limits. The terms used in a policy can be ambiguous and coverage can change by endorsement.

Coverage for medical expenses – Medical payments and Personal Injury Protection insurance reimburse you for bills such as X-ray expenses, EMT expenses, funeral costs and ambulance fees. They are used to fill the gap from your health insurance policy or if you are not covered by health insurance. Medical payments and PIP cover all vehicle occupants and also covers getting struck while a pedestrian. PIP is not universally available but can be used in place of medical payments coverage

Coverage for uninsured or underinsured drivers – This protects you and your vehicle when the “other guys” either are underinsured or have no liability coverage at all. It can pay for hospital bills for your injuries as well as damage to your 2014 Bentley Mulsanne.

Since a lot of drivers only carry the minimum required liability limits, it doesn’t take a major accident to exceed their coverage limits. For this reason, having high UM/UIM coverages is very important.

Collision coverage – This coverage will pay to fix damage to your Mulsanne from colliding with an object or car. You will need to pay your deductible then the remaining damage will be paid by your insurance company.

Collision coverage pays for claims such as colliding with another moving vehicle, sustaining damage from a pot hole and colliding with a tree. Collision coverage makes up a good portion of your premium, so consider dropping it from lower value vehicles. Drivers also have the option to bump up the deductible to save money on collision insurance.

Coverage for liability – Liability insurance will cover damages or injuries you inflict on people or other property. This insurance protects YOU against other people’s claims. It does not cover damage sustained by your vehicle in an accident.

It consists of three limits, bodily injury per person, bodily injury per accident and property damage. You commonly see limits of 25/50/25 which means $25,000 bodily injury coverage, a limit of $50,000 in injury protection per accident, and a total limit of $25,000 for damage to vehicles and property.

Liability coverage protects against things like structural damage, pain and suffering and medical expenses. How much liability should you purchase? That is up to you, but it’s cheap coverage so purchase as much as you can afford.

Comprehensive insurance – This coverage pays for damage from a wide range of events other than collision. You need to pay your deductible first and the remainder of the damage will be paid by comprehensive coverage.

Comprehensive coverage pays for claims such as damage from flooding, damage from getting keyed and fire damage. The maximum amount you’ll receive from a claim is the actual cash value, so if it’s not worth much more than your deductible it’s probably time to drop comprehensive insurance.