2014 Bentley Continental GT Insurance Rates

Finding the cheapest insurance for your Bentley Continental GT can turn out to be difficult, but you can learn the following methods to find lower rates.

There are more efficient ways to shop for car insurance and we’ll show you the quickest way to price shop coverage on a Bentley and find the lowest possible price from both online companies and local agents.

Compare insurance price quotes online

Many insurance companies such as State Farm, Geico and Progressive allow you to get pricing online. Getting online rates is pretty painless because you just enter your coverage information on the page. Once entered, their system will order your credit score and driving record and returns a price quote based on these factors.

This makes it simple to compare prices but the process of having to visit several different sites and type in the same information can be a bit repetitive. But it’s very important to do this if you want to find a better rate.

Isn’t there an easier way to compare rates?

A quicker way to compare rates uses one simple form to obtain quotes from a bunch of companies at once. The form is fast, eliminates form submissions, and makes rate comparisons much more efficient. Immediately after submitting the form, it gets priced and you can choose any one of the quote results.

If one or more price quotes are lower than your current rates, you can click and sign and purchase coverage. The whole process just takes a couple of minutes and you’ll know if lower rates are available.

To find out how much you’re overpaying now, click here to open in a new tab and submit your coverage information. To compare your current rates, we recommend you enter the coverage information exactly as shown on your declarations page. This ensures you are getting an apples-to-apples comparison for exact coverage.

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Lower rate quotes by applying discounts

Auto insurance is neither fun to buy or cheap, but you may be missing some discounts that could drop your premiums quite a bit. Most are applied at the time of quoting, but some discounts are required to be asked for prior to getting the savings. If you check and find you aren’t receiving every discount possible, you may be paying too high a price.

Discount for Home Ownership – Owning your own home or condo can save you money because maintaining a house means you have a higher level of financial diligence.
Anti-lock Brake System – Cars and trucks equipped with ABS or steering control have fewer accidents so companies give up to a 10% discount.
One Accident Forgiven – This one isn’t a discount, but a handful of insurance companies may permit one accident before your rates go up with the catch being you have to be claim-free for a set time period.
No Claim Discounts – Drivers who don’t have accidents are rewarded with significantly better rates on insurance coverage quote compared to frequent claim filers.
Military Rewards – Being deployed with a military unit may qualify for rate reductions.
Low Mileage Discounts – Low mileage vehicles may enable drivers to earn lower prices due to less chance of an accident.
Discount for Multiple Policies – If you insure your home and vehicles with the same company they may give you a discount of up to 20% and get you the cheapest insurance coverage.

Please keep in mind that some credits don’t apply to your bottom line cost. Most only cut the price of certain insurance coverages like liability, collision or medical payments. Despite the appearance that all those discounts means the company will pay you, insurance companies wouldn’t stay in business.

Insurance companies that may offer some of the discounts shown above are:

When comparing rates, check with each company or agent how you can save money. Savings might not be offered everywhere. If you would like to choose from a list of companies who offer auto insurance discounts, click this link.

Your insurance coverage coverage should be tailored to you

When it comes to buying coverage for your personal vehicles, there really is not a perfect coverage plan. Each situation is unique.

For example, these questions can aid in determining if your insurance needs would benefit from professional advice.

When should I drop full coverage on my 2014 Bentley Continental GT?
Is business equipment covered while in my vehicle?
Do I have coverage when making deliveries for my home business?
Does my policy cover my teen driver if they drive my company car?
I have health insurance so do I need medical payments coverage?
Does my car insurance cover rental cars?
Should I put collision coverage on all my vehicles?

If you’re not sure about those questions but one or more may apply to you then you might want to talk to a licensed insurance agent. If you want to speak to an agent in your area, simply complete this short form. It’s fast, free and can help protect your family.

Car insurance coverage information

Learning about specific coverages of your insurance policy can help you determine the right coverages and the correct deductibles and limits. Insurance terms can be ambiguous and nobody wants to actually read their policy.

Comprehensive coverages – This coverage pays to fix your vehicle from damage that is not covered by collision coverage. A deductible will apply then your comprehensive coverage will pay.

Comprehensive can pay for claims such as falling objects, damage from flooding, theft and hitting a deer. The maximum payout you’ll receive from a claim is the market value of your vehicle, so if the vehicle is not worth much it’s not worth carrying full coverage.

Collision coverage – Collision coverage pays for damage to your Continental GT resulting from colliding with another car or object. You have to pay a deductible and then insurance will cover the remainder.

Collision insurance covers claims like scraping a guard rail, driving through your garage door, hitting a mailbox, sideswiping another vehicle and colliding with a tree. Paying for collision coverage can be pricey, so analyze the benefit of dropping coverage from lower value vehicles. Another option is to raise the deductible to bring the cost down.

Uninsured and underinsured coverage – This coverage provides protection from other drivers when they either have no liability insurance or not enough. It can pay for injuries sustained by your vehicle’s occupants and damage to your Bentley Continental GT.

Due to the fact that many drivers only purchase the least amount of liability that is required, it only takes a small accident to exceed their coverage. That’s why carrying high Uninsured/Underinsured Motorist coverage is important protection for you and your family. Most of the time these limits are set the same as your liablity limits.

Coverage for medical payments – Medical payments and Personal Injury Protection insurance pay for expenses for nursing services, ambulance fees and funeral costs. They are often utilized in addition to your health insurance plan or if there is no health insurance coverage. It covers you and your occupants and will also cover any family member struck as a pedestrian. PIP coverage is only offered in select states but can be used in place of medical payments coverage

Coverage for liability – This will cover damage that occurs to a person or their property by causing an accident. It protects you from legal claims by others. Liability doesn’t cover damage sustained by your vehicle in an accident.

Coverage consists of three different limits, bodily injury for each person, bodily injury for the entire accident, and a limit for property damage. You might see limits of 100/300/100 that translate to $100,000 in coverage for each person’s injuries, a total of $300,000 of bodily injury coverage per accident, and property damage coverage for $100,000. Occasionally you may see one number which is a combined single limit which limits claims to one amount with no separate limits for injury or property damage.

Liability coverage pays for things such as emergency aid, funeral expenses, pain and suffering and loss of income. How much liability coverage do you need? That is your choice, but you should buy higher limits if possible.

Final thoughts

We just presented many tips how you can reduce 2014 Bentley Continental GT insurance premium rates online. The key thing to remember is the more quotes you get, the better chance you’ll have of finding the cheapest insurance coverage. You may even find the best premium rates are with some of the smallest insurance companies.

Consumers switch companies for a variety of reasons including being labeled a high risk driver, unfair underwriting practices, poor customer service or extreme rates for teen drivers. It doesn’t matter what your reason, choosing a new company is not as hard as you think.

Cheap 2014 Bentley Continental GT insurance can be found from both online companies in addition to local insurance agencies, and you should compare rates from both to get a complete price analysis. Some companies do not provide price quotes online and these small, regional companies prefer to sell through independent agents.