2013 Bentley Continental GTC Car Insurance Rates – 6 Tips for Best Quotes

Drivers have options when trying to find low-cost Bentley Continental GTC insurance. They can either waste time driving around to get rate comparisons or leverage the internet to compare rates. There is a right way and a wrong way to shop for car insurance and you need to know the absolute fastest way to price shop coverage on a Bentley and get the best price possible.

If you have a current insurance policy or are shopping for new coverage, you will benefit by learning to shop for the lowest rates while maintaining coverages. The purpose of this post is to teach you the best way to quote coverages and some money-saving tips. Consumers just need to understand the best way to compare price quotes over the internet.

How to compare free car insurance rate quotes

There are multiple methods you can shop for car insurance but there is one way that is less time-consuming than others. You could spend the better part of a day talking to insurance companies in your area, or you can utilize online quotes to get rate comparisons in just a few minutes.

Many of the larger companies are enrolled in a marketplace that allows shoppers to only type in their quote data once, and at least one company provides a quote for coverage. This prevents consumers from doing quote requests to each company.

To get comparison pricing now click to open in new window.

The single downside to using this type of form is buyers cannot specifically choose which providers to get pricing from. If you wish to select specific providers to compare rates, we have assembled a list of low cost car insurance companies in your area. Click here to view list.

You can use whichever method you prefer to find lower rates, just make sure you are using apples-to-apples deductibles and coverage limits for each price quote. If you are comparing differing limits you will not be able to make a fair comparison for your Bentley Continental GTC.

Everyone needs different insurance coverages

When buying the right insurance coverage for your vehicles, there really is no cookie cutter policy. Coverage needs to be tailored to your specific needs.

These are some specific questions may help you determine whether you might need professional guidance.

Is motorclub coverage worth it?
Can I rate high risk drivers on liability-only vehicles?
Can I get a multi-policy discount?
If my 2013 Bentley Continental GTC is totaled, can I afford another vehicle?
If I drive on a suspended license am I covered?
When should I not file a claim?
Should I rate my 2013 Bentley Continental GTC as pleasure use or commute?
When should my teen driver be added to my policy?

If you don’t know the answers to these questions but one or more may apply to you, you may need to chat with an agent. If you don’t have a local agent, complete this form. It only takes a few minutes and may give you better protection.

Parts of your auto insurance policy

Learning about specific coverages of a auto insurance policy can be of help when determining the right coverages for your vehicles. The coverage terms in a policy can be impossible to understand and even agents have difficulty translating policy wording.

Comprehensive coverage

This coverage pays to fix your vehicle from damage caused by mother nature, theft, vandalism and other events. You first have to pay a deductible then your comprehensive coverage will pay.

Comprehensive insurance covers claims like hail damage, damage from a tornado or hurricane and theft. The maximum payout you’ll receive from a claim is the market value of your vehicle, so if it’s not worth much more than your deductible it’s not worth carrying full coverage.

Medical payments coverage and PIP

Coverage for medical payments and/or PIP provide coverage for immediate expenses such as hospital visits, doctor visits, ambulance fees and surgery. They can be used to cover expenses not covered by your health insurance plan or if you do not have health coverage. They cover both the driver and occupants and also covers if you are hit as a while walking down the street. PIP coverage is not available in all states and gives slightly broader coverage than med pay

Collision coverage

Collision insurance covers damage to your Continental GTC caused by collision with an object or car. You first must pay a deductible then the remaining damage will be paid by your insurance company.

Collision coverage pays for things like crashing into a ditch, scraping a guard rail, damaging your car on a curb, colliding with a tree and crashing into a building. Collision is rather expensive coverage, so you might think about dropping it from vehicles that are older. You can also raise the deductible to get cheaper collision coverage.

Liability

Liability insurance will cover injuries or damage you cause to a person or their property by causing an accident. This insurance protects YOU from claims by other people, and does not provide coverage for damage sustained by your vehicle in an accident.

Liability coverage has three limits: bodily injury for each person injured, bodily injury for the entire accident and a property damage limit. As an example, you may have liability limits of 100/300/100 that translate to $100,000 bodily injury coverage, a per accident bodily injury limit of $300,000, and a total limit of $100,000 for damage to vehicles and property.

Liability coverage pays for claims like loss of income, repair costs for stationary objects and attorney fees. How much coverage you buy is your choice, but it’s cheap coverage so purchase as large an amount as possible.

Uninsured/Underinsured Motorist coverage

Your UM/UIM coverage protects you and your vehicle when other motorists either have no liability insurance or not enough. This coverage pays for injuries to you and your family as well as damage to your 2013 Bentley Continental GTC.

Since many drivers only carry the minimum required liability limits, it only takes a small accident to exceed their coverage. So UM/UIM coverage should not be overlooked.