2013 Bentley Continental GT Car Insurance Quotes

Want the cheapest insurance rates for your Bentley Continental GT? Finding more affordable Driversinsurance can seem to be kind of frustrating for people who are beginners to online rate comparisons. Consumers have so many choices that it can quickly become a difficult situation to find cheaper insurance rates.

It’s important to do rate comparisons before your next renewal since insurance prices change regularly. Just because you had the lowest price on Continental GT coverage a few years ago there is a good chance you can find better rate quotes now. You can find a lot of misleading information regarding insurance online but you can learn some good information on how to put money back in your pocket.

Take policy discounts and save

Some insurers don’t always advertise every policy discount in a way that’s easy to find, so the following is a list of a few of the more common and also the lesser-known credits available to lower your premiums when you buy auto insurance online.

  • Seat Belt Discounts – Forcing all vehicle occupants to buckle up before driving can save a little off the personal injury premium cost.
  • E-sign Discounts – A handful of insurance companies may give you up to $50 for buying your policy on their website.
  • Accident Forgiveness Coverage – but companies like Allstate and Geico allow you one accident before raising your premiums as long as you don’t have any claims for a certain period of time.
  • Safety Course Discount – Taking time to complete a class that teaches safe driver techniques could earn you a small percentage discount and easily pay for the cost of the class.
  • Life Insurance Discount – Insurance companies who offer life insurance give a small discount if you purchase a life policy as well.
  • Passenger Safety Discount – Factory options such as air bags or automatic seat belts can receive discounts of 25 to 30%.
  • Memberships – Being in qualifying employment or professional organizations is a simple method to lower premiums when shopping for insurance coverage.
  • Theft Deterent System – Anti-theft and alarm system equipped vehicles are stolen with less frequency and qualify for as much as a 10% discount.
  • Sign Early and Save – A few larger companies give discounts for renewing your policy prior to your current policy expiring. It’s a savings of about 10%.
  • Low Mileage – Keeping the miles down on your Bentley can qualify you for lower premium rates due to less chance of an accident.

It’s important to understand that some of the credits will not apply to the entire cost. Most cut individual premiums such as comprehensive or collision. Despite the appearance that you could get a free insurance coverage policy, companies wouldn’t make money that way. But all discounts will reduce your policy premium.

To locate providers with discount rates, click this link.

Which policy gives me the best coverage?

When it comes to choosing proper insurance coverage, there really is no single plan that fits everyone. Coverage needs to be tailored to your specific needs.

Here are some questions about coverages that might point out whether you might need an agent’s assistance.

  • Can my teen drive my company car?
  • How do I file an SR-22 for a DUI in my state?
  • Are rental cars covered under my policy?
  • When does my teenage driver need to be added to my policy?
  • Does my 2013 Bentley Continental GT need full coverage?
  • Does coverage extend to a rental car in a foreign country?
  • Can I get a multi-policy discount for packaging my home and auto coverage?

If you’re not sure about those questions but you think they might apply to your situation, you may need to chat with a licensed insurance agent. If you want to speak to an agent in your area, complete this form.

Car insurance 101

Having a good grasp of car insurance aids in choosing appropriate coverage and proper limits and deductibles. Policy terminology can be ambiguous and even agents have difficulty translating policy wording.

Liability coverages

Liability coverage will cover damage or injury you incur to a person or their property by causing an accident. It protects you from legal claims by others, and doesn’t cover your injuries or vehicle damage.

It consists of three limits, bodily injury for each person, bodily injury for the entire accident, and a limit for property damage. As an example, you may have policy limits of 25/50/25 that means you have a $25,000 limit per person for injuries, a per accident bodily injury limit of $50,000, and property damage coverage for $25,000.

Liability coverage protects against claims such as emergency aid, legal defense fees, attorney fees, repair costs for stationary objects and medical services. The amount of liability coverage you purchase is a decision to put some thought into, but you should buy higher limits if possible.

Auto collision coverage

This coverage pays to fix your vehicle from damage from colliding with an object or car. A deductible applies and the rest of the damage will be paid by collision coverage.

Collision insurance covers things like crashing into a building, colliding with a tree, scraping a guard rail and colliding with another moving vehicle. Paying for collision coverage can be pricey, so you might think about dropping it from vehicles that are 8 years or older. Another option is to bump up the deductible to save money on collision insurance.

Uninsured Motorist or Underinsured Motorist insurance

Uninsured or Underinsured Motorist coverage provides protection from other drivers when they either have no liability insurance or not enough. Covered losses include injuries to you and your family as well as your vehicle’s damage.

Since many drivers only purchase the least amount of liability that is required, it doesn’t take a major accident to exceed their coverage limits. This is the reason having UM/UIM coverage is a good idea.

Comprehensive coverage (or Other than Collision)

This will pay to fix damage that is not covered by collision coverage. You first have to pay a deductible then the remaining damage will be covered by your comprehensive coverage.

Comprehensive insurance covers things like hail damage, hitting a deer, damage from getting keyed and theft. The most your car insurance company will pay is the actual cash value, so if your deductible is as high as the vehicle’s value consider removing comprehensive coverage.

Insurance for medical payments

Medical payments and Personal Injury Protection insurance reimburse you for short-term medical expenses like doctor visits, funeral costs, dental work, ambulance fees and prosthetic devices. They can be utilized in addition to your health insurance policy or if you lack health insurance entirely. Coverage applies to all vehicle occupants as well as getting struck while a pedestrian. PIP is not available in all states and may carry a deductible

Don’t be a big spender

We covered quite a bit of information on how to save on 2013 Bentley Continental GT insurance. The key thing to remember is the more quotes you get, the better likelihood of getting inexpensive auto insurance. You may even discover the best rates are with a lesser-known regional company.

Cost effective 2013 Bentley Continental GT insurance is definitely available online in addition to many insurance agents, so you need to shop auto insurance with both to get a complete price analysis. There are still a few companies who do not provide the ability to get a quote online and these regional insurance providers work with independent insurance agents.

People change insurance companies for a number of reasons such as high prices, policy non-renewal, poor customer service or delays in paying claims. Regardless of your reason for switching companies, switching insurance coverage companies can be easy and end up saving you some money.

More detailed insurance coverage information can be found in the articles below: