2010 Bentley Continental Flying Spur Insurance Rates – 5 Tips to Save

Are you intimidated by the dozens of insurance coverage providers? people have so many choices that it can quickly become a difficult mission to find the best rates.

Consumers should take time to compare rates periodically because prices are constantly changing. Just because you found the best price on Continental Flying Spur insurance a couple years back you may be paying too much now. There is a lot of bad information regarding insurance coverage out there, but you can learn some proven techniques to put money back in your pocket.

Cheaper insurance rates with discounts

Insurance is expensive, but there are discounts available that many people don’t even know exist. A few discounts will automatically apply when you complete an application, but lesser-known reductions have to be asked about in order for you to get them.

Data Collection Discounts – Drivers who agree to allow driving data submission to look at driving manner by using a small device installed in their vehicle like Allstate’s Drivewise may get a rate reduction if they exhibit good driving behavior.
Auto/Life Discount – Select insurance companies reward you with a break if you buy a life insurance policy as well.
Passenger Safety Discount – Factory options such as air bags or automatic seat belts may earn rate discounts of 25 to 30%.
Driver Safety – Taking a safe driver class can save you 5% or more and easily pay for the cost of the class.
Driver’s Ed – Require your teen driver to successfully complete driver’s ed class in high school.

Don’t be shocked that many deductions do not apply to all coverage premiums. The majority will only reduce individual premiums such as collision or personal injury protection. Just because you may think having all the discounts means you get insurance for free, insurance companies wouldn’t stay in business.

To view providers that offer many of these discounts, click this link.

Tailor your insurance coverage to you

When buying the right insurance coverage for your personal vehicles, there really is not a “best” method to buy coverage. Everyone’s needs are different.

For example, these questions might help in determining if you will benefit from professional help.

What discounts do I qualify for?
Should I drop comprehensive coverage on older vehicles?
Will my rates increase for filing one claim?
Am I better off with higher deductibles on my 2010 Bentley Continental Flying Spur?
Is my vehicle covered by my employer’s policy when using it for work?
Am I covered if I break a side mirror?

If you can’t answer these questions then you might want to talk to a licensed insurance agent. To find lower rates from a local agent, fill out this quick form.

Auto insurance coverage options for a Bentley Continental Flying Spur

Having a good grasp of a auto insurance policy helps when choosing which coverages you need at the best deductibles and correct limits. Auto insurance terms can be difficult to understand and even agents have difficulty translating policy wording.

Coverage for collisions

This will pay to fix damage to your Continental Flying Spur resulting from colliding with another car or object. A deductible applies then your collision coverage will kick in.

Collision coverage pays for claims such as scraping a guard rail, colliding with a tree, backing into a parked car, crashing into a ditch and sustaining damage from a pot hole. Paying for collision coverage can be pricey, so you might think about dropping it from vehicles that are 8 years or older. You can also increase the deductible in order to get cheaper collision rates.

Medical payments coverage and PIP

Coverage for medical payments and/or PIP reimburse you for immediate expenses for things like chiropractic care, ambulance fees and hospital visits. They are often used to cover expenses not covered by your health insurance program or if there is no health insurance coverage. Medical payments and PIP cover all vehicle occupants in addition to getting struck while a pedestrian. PIP is not universally available and may carry a deductible

Comprehensive coverage

This pays for damage that is not covered by collision coverage. You first must pay your deductible then the remaining damage will be covered by your comprehensive coverage.

Comprehensive insurance covers things like hitting a bird, falling objects, hail damage, fire damage and damage from flooding. The maximum amount you’ll receive from a claim is the actual cash value, so if the vehicle’s value is low it’s not worth carrying full coverage.

Liability auto insurance

Liability insurance will cover damage or injury you incur to people or other property. It consists of three limits, bodily injury for each person injured, bodily injury for the entire accident and a property damage limit. As an example, you may have policy limits of 100/300/100 that translate to a $100,000 limit per person for injuries, $300,000 for the entire accident, and a limit of $100,000 paid for damaged property.

Liability insurance covers things such as bail bonds, repair costs for stationary objects, medical expenses and legal defense fees. How much coverage you buy is up to you, but you should buy higher limits if possible.

Uninsured/Underinsured Motorist coverage

Your UM/UIM coverage gives you protection from other motorists when they do not carry enough liability coverage. This coverage pays for injuries sustained by your vehicle’s occupants and damage to your Bentley Continental Flying Spur.

Due to the fact that many drivers only purchase the least amount of liability that is required, it only takes a small accident to exceed their coverage. That’s why carrying high Uninsured/Underinsured Motorist coverage is a good idea.

Stretch your dollar

When shopping online for car insurance, do not reduce needed coverages to save money. There are a lot of situations where an insured cut comprehensive coverage or liability limits and discovered at claim time that their decision to reduce coverage ended up costing them more. Your focus should be to get the best coverage possible at a price you can afford, not the least amount of coverage.

A few companies don’t offer rates over the internet small insurance companies sell through independent insurance agents. The cheapest 2010 Bentley Continental Flying Spur insurance can be purchased both online in addition to local insurance agencies, and you should compare rates from both to get a complete price analysis.

We’ve covered a lot of ways to compare 2010 Bentley Continental Flying Spur insurance premium rates online. It’s most important to understand that the more price quotes you have, the better your comparison will be. Consumers may even find the biggest savings come from a company that doesn’t do a lot of advertising.