2010 Audi TTS Insurance Quotes – 9 Ideas for Cheapest Rates

Searching for the cheapest insurance for an Audi TTS can be a lot of work, but you can learn these tips to find lower rates. There are both good and bad ways to compare car insurance rates so we’re going to tell you the absolute fastest way to price shop coverage for a Audi and get the cheapest rates either online or from local insurance agents.

Which insurance coverage is cheapest?

Most companies like Allstate, Geico and Progressive allow consumers to get prices for coverage from their websites. Comparing prices online is very simple as all you need to do is type in as requested by the quote form. When the form is submitted, the system requests your driving record and credit report and provides a quote based on these factors.

Being able to quote online makes it easy to compare insurance prices but the work required to visit several different sites and complete many quote forms is repetitive and time-consuming. But it’s also necessary to have as many quotes as possible if you are searching for the best price on insurance coverage.

Rate comparisons made easy

The preferred way to find lower prices makes use of a single form that gets price quotes from several different companies. It’s a real time-saver, requires less work, and makes price shopping online much easier to do. Once the form is submitted, it is quoted and you can choose any or none of the resulting price quotes. If one or more price quotes are lower than your current rates, you simply finish the application and purchase coverage. It takes 15 minutes at the most and you’ll know if lower rates are available.

To fill out one form to compare multiple rates now, simply click here to open in new window and submit the form. If you currently have coverage, we recommend you copy identical to your current policy. Using the same limits helps guarantee you will have comparison quotes based on identical coverages.

Get lower-cost insurance with discounts

Insurance is not inexpensive, but you may find discounts to help offset the cost. Certain discounts will be triggered automatically at the time of quoting, but some may not be applied and must be asked for before they will apply.

  • ABS Braking Discount – Anti-lock brake equipped vehicles are safer to drive and therefore earn up to a 10% discount.
  • Multiple Cars – Buying coverage for multiple cars on the same insurance policy can get a discount on all vehicles.
  • Discount for Good Grades – Getting good grades may save you up to 25%. The good student discount can last up to age 25.
  • Government Employees – Having worked for a branch of the government could provide a small rate reduction on TTS insurance depending on your company.
  • Discounts for Cautious Drivers – Insureds without accidents can save as much as half off their rates on TTS insurance than drivers with accident claims.
  • Seat Belts Save – Forcing all vehicle occupants to use a seat belt can save up to 15% off the medical payments premium.
  • Defensive Driver Discount – Completing a course teaching defensive driving skills could cut 5% off your bill and make you a better driver.
  • Discount for Swiching Early – Some insurance companies give discounts for buying a new policy prior to the expiration date on your current policy. This can save 10% or more.
  • Anti-theft System – Vehicles equipped with anti-theft or alarm systems can help prevent theft and therefore earn up to a 10% discount.

A little note about advertised discounts, most credits do not apply to your bottom line cost. A few only apply to the cost of specific coverages such as comprehensive or collision. Despite the fact that it seems like having all the discounts means you get insurance for free, it’s just not the way it works.

To see companies that offer multiple discounts, click this link.

Tailor your insurance coverage coverage to you

When choosing the best insurance coverage coverage for your personal vehicles, there really is no one size fits all plan. Every insured’s situation is different.

For example, these questions can help discover if you could use an agent’s help.

  • Am I covered when driving in Canada or Mexico?
  • Is my state a no-fault state?
  • Do I have coverage when pulling a U-Haul trailer?
  • Can I rate high risk drivers on liability-only vehicles?
  • Is pleasure use cheaper than using my 2010 Audi TTS to commute?
  • Does car insurance cover theft of personal property?
  • Do I need to file an SR-22 for a DUI in my state?
  • What can I do if my company denied a claim?

If you’re not sure about those questions but a few of them apply, then you may want to think about talking to a licensed insurance agent. If you want to speak to an agent in your area, simply complete this short form. It is quick, free and can provide invaluable advice.

Car insurance coverages 101

Knowing the specifics of a car insurance policy helps when choosing which coverages you need and the correct deductibles and limits. Policy terminology can be ambiguous and nobody wants to actually read their policy.

Coverage for liability

Liability coverage protects you from damage or injury you incur to other’s property or people. Liability coverage has three limits: bodily injury for each person, bodily injury for the entire accident, and a limit for property damage. As an example, you may have liability limits of 100/300/100 which stand for a $100,000 limit per person for injuries, a total of $300,000 of bodily injury coverage per accident, and $100,000 of coverage for damaged propery.

Liability insurance covers things such as funeral expenses, medical services, repair costs for stationary objects and attorney fees. How much liability should you purchase? That is up to you, but you should buy as much as you can afford.

Comprehensive (Other than Collision)

This coverage pays for damage from a wide range of events other than collision. A deductible will apply then your comprehensive coverage will pay.

Comprehensive can pay for things like hitting a bird, theft and rock chips in glass. The maximum payout you’ll receive from a claim is the market value of your vehicle, so if the vehicle’s value is low it’s probably time to drop comprehensive insurance.

Medical expense insurance

Coverage for medical payments and/or PIP provide coverage for expenses like funeral costs, ambulance fees and prosthetic devices. They can be utilized in addition to your health insurance policy or if there is no health insurance coverage. It covers all vehicle occupants as well as being hit by a car walking across the street. PIP coverage is not universally available and gives slightly broader coverage than med pay

Protection from uninsured/underinsured drivers

Uninsured or Underinsured Motorist coverage protects you and your vehicle when the “other guys” are uninsured or don’t have enough coverage. Covered losses include injuries sustained by your vehicle’s occupants as well as damage to your 2010 Audi TTS.

Since a lot of drivers only purchase the least amount of liability that is required, their limits can quickly be used up. For this reason, having high UM/UIM coverages is important protection for you and your family.

Collision insurance

Collision coverage covers damage to your TTS from colliding with another car or object. You have to pay a deductible and the rest of the damage will be paid by collision coverage.

Collision can pay for things such as crashing into a ditch, crashing into a building, hitting a parking meter, sustaining damage from a pot hole and backing into a parked car. This coverage can be expensive, so consider removing coverage from older vehicles. Drivers also have the option to bump up the deductible to bring the cost down.