2006 Bentley Continental GT Car Insurance Quotes

Having to pay for expensive car insurance can diminish your family’s budget and make it impossible to make ends meet. Comparing rates annually is free, only takes a few minutes, and is a good way to tighten up your finances.

Due to the large number of choices, it is very difficult to pick the most cost effective car insurance company.

You should take the time to compare prices at least once a year due to the fact that insurance rates change regularly. Just because you had the lowest rate for Continental GT coverage a few years ago there is a good chance you can find better prices now. You’ll find a ton of advice on car insurance online, but by reading this article, you’re going to learn some great ways to lower your car insurance rates.

Lower-cost insurance rates with discounts

Some companies do not list every disount available in an easy-to-find place, so we break down a few of the more common and also the lesser-known credits available to you.

  • Defensive Driver – Completing a class that teaches defensive driving techniques may get you a small discount if you qualify.
  • Payment Method – If paying your policy premium upfront rather than paying in monthly installments you could save up to 5%.
  • Bundled Policy Discount – If you insure your home and vehicles and place coverage with the same company you will save over 10 percent off each policy depending on the company.
  • Air Bags and Passive Restraints – Options like air bags and/or automatic seat belt systems may get savings as much as 30%.
  • Onboard Data Collection – Drivers who elect to allow their insurance company to scrutinize vehicle usage by installing a telematics device like Drivewise from Allstate or In-Drive from State Farm may get a rate reduction if they have good driving habits.
  • Drivers Ed for Students – Make teen driver coverage more affordable by requiring them to complete a driver education course in high school.

Consumers should know that most credits do not apply to the entire cost. Most cut the cost of specific coverages such as liability, collision or medical payments. So even though it sounds like all the discounts add up to a free policy, you’re out of luck.

Popular insurance companies and their offered discounts are outlined below.

  • Progressive discounts include online signing, multi-vehicle, homeowner, continuous coverage, and multi-policy.
  • AAA offers premium reductions for good driver, AAA membership discount, anti-theft, pay-in-full, multi-car, multi-policy, and education and occupation.
  • Farmers Insurance may include discounts for distant student, alternative fuel, bundle discounts, early shopping, mature driver, and youthful driver.
  • Geico offers discounts for multi-policy, five-year accident-free, good student, daytime running lights, anti-lock brakes, and military active duty.
  • Esurance has discounts for good student, multi-policy, multi-car, Switch & Save, DriveSense, safety device, and homeowner.
  • SAFECO may offer discounts for safe driver, anti-theft, anti-lock brakes, teen safety rewards, and homeowner.
  • State Farm policyholders can earn discounts including good student, Drive Safe & Save, Steer Clear safe driver discount, good driver, driver’s education, anti-theft, and multiple policy.

When getting free auto insurance quotes, it’s a good idea to all companies you are considering which discounts can lower your rates. Some discounts may not be available in your area. To find insurance companies that offer the discounts shown above, follow this link.

Compare insurance coverage rate quotes

To find the best insurance coverage prices, there are several ways of comparing price quotes from local insurance coverage companies. One of the best ways to compare rates consists of obtaining rate quotes online. This is quite simple and can be completed using a couple different methods.

  • One of the best ways to compare a lot of rates at once would be an industry-wide quote request form (click to open form in new window). This easy form prevents you from having to do repetitive form submissions for each company. One simple form will return quotes from multiple companies.
  • A more time consuming way to analyze rates consists of visiting the website for every company you want to comare and complete a new quote form. For example, we’ll assume you are doing a rate comparison from Farmers, Safeco and Travelers. To get rate quotes you would need to go to every website and type in your information over and over, which can take a lot of time.

    For a list of links to insurance companies in your area, click here.

  • The least efficient method to price shop rates is to waste gas driving to insurance agents’ offices. The ability to quote online eliminates the middleman unless you prefer the professional advice that only an agent can give. It is possible with some companies comparison shop your insurance online but have your policy serviced through an agent.

Compare rates however you want, just try to use the exact same information for each quote you get. If your comparisons have different coverage information you will not be able to make a fair comparison for your Bentley Continental GT. Even a minor difference in insurance coverages or limits may result in large price differences. And when price shopping your coverage, making a lot of price comparisons will increase your chances of finding the best rates.

Tailor your auto insurance coverage to you

When it comes to choosing proper insurance coverage, there isn’t really a one size fits all plan. Every situation is different so your insurance should reflect that Here are some questions about coverages that could help you determine whether your personal situation may require specific advice.

  • Is business property covered if stolen from my car?
  • Why am I required to buy liability insurance?
  • Why is insurance for a teen driver so high?
  • What is roadside assistance coverage?
  • Will my insurance pay for OEM parts?
  • Am I covered if I hit a deer?
  • Will my rates increase for filing one claim?

If you’re not sure about those questions, you might consider talking to a licensed agent. To find lower rates from a local agent, simply complete this short form or you can also visit this page to select a carrier

Car insurance coverages for a Bentley Continental GT

Understanding the coverages of a insurance policy can be of help when determining the right coverages and the correct deductibles and limits. Insurance terms can be ambiguous and nobody wants to actually read their policy. Shown next are the usual coverages found on the average insurance policy.

Coverage for uninsured or underinsured drivers – This protects you and your vehicle’s occupants when the “other guys” either are underinsured or have no liability coverage at all. Covered losses include injuries to you and your family as well as your vehicle’s damage.

Due to the fact that many drivers carry very low liability coverage limits, their liability coverage can quickly be exhausted. So UM/UIM coverage is a good idea.

Coverage for medical expenses – Medical payments and Personal Injury Protection insurance kick in for bills like prosthetic devices, surgery, dental work and funeral costs. The coverages can be utilized in addition to your health insurance program or if there is no health insurance coverage. Coverage applies to not only the driver but also the vehicle occupants in addition to being hit by a car walking across the street. Personal injury protection coverage is not universally available and may carry a deductible

Collision – This covers damage to your Continental GT resulting from a collision with an object or car. You will need to pay your deductible and the rest of the damage will be paid by collision coverage.

Collision insurance covers claims such as driving through your garage door, crashing into a ditch and sideswiping another vehicle. Collision coverage makes up a good portion of your premium, so consider dropping it from older vehicles. Another option is to increase the deductible to get cheaper collision coverage.

Liability coverages – This coverage protects you from damage that occurs to people or other property. It protects you against other people’s claims. Liability doesn’t cover your own vehicle damage or injuries.

It consists of three limits, bodily injury for each person injured, bodily injury for the entire accident and a property damage limit. You commonly see policy limits of 25/50/25 which stand for $25,000 bodily injury coverage, a total of $50,000 of bodily injury coverage per accident, and a total limit of $25,000 for damage to vehicles and property.

Liability insurance covers things like funeral expenses, legal defense fees, medical services and emergency aid. How much coverage you buy is a decision to put some thought into, but consider buying higher limits if possible.

Comprehensive insurance – This pays to fix your vehicle from damage caused by mother nature, theft, vandalism and other events. You need to pay your deductible first then the remaining damage will be covered by your comprehensive coverage.

Comprehensive can pay for claims such as falling objects, hitting a bird and rock chips in glass. The maximum amount you can receive from a comprehensive claim is the cash value of the vehicle, so if the vehicle is not worth much it’s not worth carrying full coverage.

Knowledge is power

When getting auto insurance quotes online, make sure you don’t reduce coverage to reduce premium. There have been many situations where an accident victim reduced collision coverage only to find out that the few dollars in savings costed them thousands. Your strategy should be to buy the best coverage you can find at a price you can afford and still be able to protect your assets.

Low-cost 2006 Bentley Continental GT insurance can be sourced both online and from local insurance agents, and you should be comparing both in order to have the best chance of saving money. There are still a few companies who do not provide internet price quotes and many times these regional carriers prefer to sell through independent insurance agents.

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