View 2001 Chevrolet Corvette Car Insurance Quotes

Looking for the cheapest insurance coverage rates for your Chevrolet Corvette? Finding the cheapest insurance for a Chevy Corvette could be a lot of work, but you can use these tips to find lower rates. There is a better way to compare insurance coverage rates and we’ll show you the best way to price shop coverage for a Chevy and get the lowest possible price from local insurance agents and online providers.

How to get free car insurance quotes online

Effectively comparing car insurance prices can be a daunting task if you don’t utilize the most efficient way to do it. You could waste a few hours talking about coverages with insurance agencies in your area, or you can utilize the web to maximize your effort.

Many of the larger companies enroll in a system that allows shoppers to submit one quote, and each participating company can provide price quotes. This saves time by eliminating quote requests for each company.

To enter your information into the quoting system, click to open in new window.

The only drawback to getting quotes like this is you cannot specify which carriers you will receive quotes from. So if you want to select specific insurance companies for rate comparison, we put together a list of the cheapest car insurance companies in your area. View list of insurance companies.

Take whichever approach you prefer, but compare exactly the same deductibles and coverage limits on every quote. If your comparisons have different limits and deductibles on each one it will be next to impossible to make an equal comparison.

Find discounts to get cheap auto insurance rates

Insurance can cost an arm and a leg, but there may be some discounts that can drop the cost substantially. Certain discounts will be applied when you purchase, but some discounts are required to be requested specifically before being credited. If you do not check that you are getting every discount you qualify for, you could be saving more on your auto insurance.

Accident Waiver – This one is not really a discount per se, but a handful of insurance companies will turn a blind eye to one accident before they charge you more for coverage so long as you haven’t had any claims before the accident.
Resident Student – Older children who live away from home to go to college and won’t have access to an insured vehicle could get you a discount.
Use Seat Belts – Using a seat belt and requiring all passengers to fasten their seat belts can save a little off the personal injury premium cost.
Passenger Safety Discount – Options like air bags and/or automatic seat belt systems can get savings up to 30%.
No Claims – Drivers who stay claim-free pay less in comparison with frequent claim filers.
Early Renewal Discounts – A few insurance companies offer discounts for buying a new policy prior to your current policy expiring. It could save around 10% when you buy auto insurance online.
Employee of Federal Government – Being employed by or retired from a federal job could cut as much as 10% off for Corvette insurance but check with your company.
ABS Brakes – Cars with anti-lock braking systems can avoid accidents and will save you 10% or more.

Just know that some credits don’t apply to the overall cost of the policy. Most cut specific coverage prices like physical damage coverage or medical payments. Just because it seems like you could get a free auto insurance policy, companies don’t profit that way. But any discount will help reduce the amount you have to pay.

If you would like to choose from a list of insurance companies that offer many of these discounts, click here to view.

Tailor your insurance coverage coverage to you

When it comes to choosing the best insurance coverage coverage for your personal vehicles, there isn’t really a single plan that fits everyone. Everyone’s situation is unique.

For example, these questions might point out whether your personal situation might need an agent’s assistance.

Who is covered when they drive my 2001 Chevy Corvette?
Do I have coverage for damage caused while driving under the influence?
Where can I find DUI or SR-22 insurance?
Do I need PIP coverage since I have good health insurance?
If I drive on a suspended license am I covered?
Am I covered if I wreck a rental car?
When does my teenage driver need to be added to my policy?

If you don’t know the answers to these questions but you think they might apply to your situation then you might want to talk to an agent. If you don’t have a local agent, take a second and complete this form. It only takes a few minutes and you can get the answers you need.

Car insurance coverages for a 2001 Chevy Corvette

Knowing the specifics of your policy can be of help when determining the best coverages and proper limits and deductibles. The coverage terms in a policy can be impossible to understand and reading a policy is terribly boring.

Medical expense insurance

Med pay and PIP coverage provide coverage for short-term medical expenses for nursing services, rehabilitation expenses, dental work and doctor visits. The coverages can be used in conjunction with a health insurance policy or if there is no health insurance coverage. Coverage applies to all vehicle occupants in addition to being hit by a car walking across the street. PIP is not available in all states but it provides additional coverages not offered by medical payments coverage

Comprehensive (Other than Collision)

This coverage will pay to fix damage from a wide range of events other than collision. You first have to pay a deductible then the remaining damage will be covered by your comprehensive coverage.

Comprehensive can pay for things such as vandalism, damage from a tornado or hurricane and rock chips in glass. The most your auto insurance company will pay is the cash value of the vehicle, so if it’s not worth much more than your deductible it’s probably time to drop comprehensive insurance.

Auto collision coverage

Collision coverage will pay to fix damage to your Corvette resulting from colliding with a stationary object or other vehicle. A deductible applies and the rest of the damage will be paid by collision coverage.

Collision coverage pays for things like rolling your car, hitting a parking meter, damaging your car on a curb, colliding with a tree and crashing into a ditch. Collision coverage makes up a good portion of your premium, so consider removing coverage from vehicles that are older. It’s also possible to choose a higher deductible to bring the cost down.

Liability coverages

Liability insurance will cover damage or injury you incur to other’s property or people in an accident. This coverage protects you from claims by other people. Liability doesn’t cover damage to your own property or vehicle.

Split limit liability has three limits of coverage: bodily injury per person, bodily injury per accident and property damage. You commonly see liability limits of 100/300/100 which stand for $100,000 bodily injury coverage, $300,000 for the entire accident, and a limit of $100,000 paid for damaged property.

Liability coverage protects against things like loss of income, pain and suffering, structural damage and medical services. The amount of liability coverage you purchase is a decision to put some thought into, but you should buy as large an amount as possible.

Protection from uninsured/underinsured drivers

This gives you protection when other motorists are uninsured or don’t have enough coverage. It can pay for hospital bills for your injuries as well as damage to your 2001 Chevy Corvette.

Because many people only purchase the least amount of liability that is required, their limits can quickly be used up. So UM/UIM coverage should not be overlooked.