2001 Bentley Continental Car Insurance Quotes

Feeling guilty for buying high-priced car insurance? It’s quite common and there are many consumers feeling the pinch from expensive car insurance. Many auto insurance companies vie for your business, so it can be very hard to choose a insurer to find the absolute lowest cost out there.

If you have a policy now or need a new policy, you can use this information to shop for the lowest rates and possibly find even better coverage. Choosing the best insurance company for you is easy if you know what you’re doing. Vehicle owners just need to know the proper methods to shop on the web.

Low cost insurance coverage quotes

Many insurance companies provide price estimates on the web. This process is quite simple as you simply enter your coverage information into a form. Upon sending the form, the company’s rating system automatically retrieves information on your driving record and credit history and generates a price based on these factors. Online quotes helps simplify price comparisons, but the process of having to visit each company’s website and repetitively type in your information is not the best way to spend an afternoon. But it’s very important to perform this step if you want to get the best price on insurance coverage.

Keep reading for an easier way to compare prices

The quickest way to compare rates uses just one form that obtains quotes from several different companies. This type of form saves time, requires much less work on your part, and makes quoting online much simpler. Immediately after you send the form, it gets priced and you are able to buy any one of the quotes returned.

If the quotes result in lower rates, you can simply submit the application and buy the new coverage. The entire process takes less than 15 minutes and you will find out if you’re overpaying now.

To compare pricing, click here to open in new window and fill out the form. If you have coverage now, it’s recommended you copy coverages and limits as shown on your current policy. This helps ensure you will have an apples-to-apples comparison for exact coverage.

There’s no such thing as the perfect car insurance policy

When choosing proper insurance coverage for your personal vehicles, there is no one size fits all plan. Every situation is different so your insurance should reflect that For example, these questions could help you determine if your situation might need professional guidance.

When can my company non-renew my policy?
Does my policy pay for OEM or aftermarket parts?
How can I get high-risk coverage after a DUI?
Is there coverage for injuries to my pets?
Do I have newly-aquired coverage?
When should I not file a claim?
How do I file an SR-22 for a DUI in my state?
Is upholstery damage covered by car insurance?
Do I have coverage when using my vehicle for my home business?
Am I covered when pulling a rental trailer?

If you can’t answer these questions but one or more may apply to you, then you may want to think about talking to a licensed insurance agent. If you want to speak to an agent in your area, simply complete this short form or you can go here for a list of companies in your area. It’s fast, doesn’t cost anything and can help protect your family.

Auto insurance coverage considerations

Having a good grasp of your auto insurance policy can be of help when determining the right coverages and proper limits and deductibles. The coverage terms in a policy can be difficult to understand and nobody wants to actually read their policy. Listed below are typical coverage types available from auto insurance companies.

Comprehensive coverage (or Other than Collision)

Comprehensive insurance coverage pays to fix your vehicle from damage OTHER than collision with another vehicle or object. A deductible will apply then your comprehensive coverage will pay.

Comprehensive coverage protects against claims such as hail damage, falling objects, rock chips in glass and theft. The maximum payout you can receive from a comprehensive claim is the market value of your vehicle, so if the vehicle is not worth much consider removing comprehensive coverage.

Coverage for collisions

This coverage covers damage to your Continental resulting from colliding with an object or car. You will need to pay your deductible then your collision coverage will kick in.

Collision coverage protects against claims such as rolling your car, crashing into a ditch and scraping a guard rail. This coverage can be expensive, so you might think about dropping it from lower value vehicles. You can also choose a higher deductible to bring the cost down.

Liability

This coverage protects you from injuries or damage you cause to people or other property. This coverage protects you against claims from other people, and doesn’t cover damage sustained by your vehicle in an accident.

Liability coverage has three limits: bodily injury for each person, bodily injury for the entire accident, and a limit for property damage. You might see liability limits of 100/300/100 which stand for $100,000 bodily injury coverage, $300,000 for the entire accident, and property damage coverage for $100,000. Occasionally you may see one number which is a combined single limit which combines the three limits into one amount with no separate limits for injury or property damage.

Liability can pay for things such as structural damage, funeral expenses and repair costs for stationary objects. How much liability should you purchase? That is your choice, but you should buy higher limits if possible.

Insurance for medical payments

Personal Injury Protection (PIP) and medical payments coverage pay for bills like chiropractic care, pain medications, X-ray expenses and doctor visits. They are used to fill the gap from your health insurance policy or if you lack health insurance entirely. Coverage applies to both the driver and occupants as well as getting struck while a pedestrian. Personal Injury Protection is not universally available and may carry a deductible

Uninsured Motorist or Underinsured Motorist insurance

Uninsured or Underinsured Motorist coverage protects you and your vehicle’s occupants from other drivers when they either have no liability insurance or not enough. Covered losses include injuries sustained by your vehicle’s occupants as well as damage to your 2001 Bentley Continental.

Since a lot of drivers have only the minimum liability required by law, it only takes a small accident to exceed their coverage. So UM/UIM coverage is very important. Usually these coverages are set the same as your liablity limits.