View 1996 Honda Passport Car Insurance Cost

Want lower auto insurance rates for your Honda Passport? Are you regretting buying overpriced auto insurance? You’re in good company because there are lots of people in the same boat. Insurance companies such as Geico and Progressive persitently shower you with advertising and it is challenging if not impossible to sift through the bull and effectively compare rates to find the best deal.

Smart consumers take time to do price comparisons occasionally since insurance prices are rarely the same from one policy term to another. Even if you got the lowest price for Passport coverage two years ago a different company probably has better rates today. Ignore everything you know about auto insurance because we’re going to demonstrate how to quote online to find the best coverage while lowering your premiums.

The easiest way to compare car insurance company rates is to understand car insurance companies have advanced systems to give rate comparisons. The only thing you need to do is give them some information such as what you do for a living, the make and model of your vehicles, if the car is leased, and if your license is active. Your information is instantly sent to insurance companies and you should receive rate quotes quickly.

To compare rates now, click here and complete the form.

Situations that may require an agent’s advice

When it comes to choosing coverage, there really is not a best way to insure your cars. Everyone’s needs are different so your insurance should reflect that For instance, these questions can help discover if your situation could use an agent’s help.

  • What are the financial responsibility laws in my state?
  • Can I rent a car in Mexico?
  • Am I covered if I wreck a rental car?
  • What is the minimum liability in my state?
  • How do I file an SR-22 for a DUI in my state?
  • Is my teenager covered with friends in the car?
  • How high should deductibles be on a 1996 Honda Passport?

If you can’t answer these questions, you may need to chat with a licensed insurance agent. If you want to speak to an agent in your area, complete this form or you can go here for a list of companies in your area. It only takes a few minutes and you can get the answers you need.

Detailed coverages of your auto insurance policy

Learning about specific coverages of a auto insurance policy helps when choosing the right coverages for your vehicles. The coverage terms in a policy can be difficult to understand and coverage can change by endorsement. Shown next are the normal coverages offered by auto insurance companies.

Comprehensive insurance

Comprehensive insurance pays for damage from a wide range of events other than collision. You first must pay your deductible then your comprehensive coverage will pay.

Comprehensive insurance covers claims such as a broken windshield, rock chips in glass and vandalism. The most your auto insurance company will pay is the actual cash value, so if the vehicle is not worth much it’s probably time to drop comprehensive insurance.

Liability coverage

This coverage provides protection from injuries or damage you cause to other’s property or people in an accident. This insurance protects YOU against claims from other people, and does not provide coverage for damage to your own property or vehicle.

It consists of three limits, bodily injury per person, bodily injury per accident and property damage. Your policy might show values of 100/300/100 which means a limit of $100,000 per injured person, a total of $300,000 of bodily injury coverage per accident, and property damage coverage for $100,000.

Liability insurance covers things such as repair bills for other people’s vehicles, bail bonds, attorney fees, loss of income and pain and suffering. How much liability coverage do you need? That is a personal decision, but you should buy as much as you can afford.

Med pay and Personal Injury Protection (PIP)

Coverage for medical payments and/or PIP provide coverage for immediate expenses like funeral costs, pain medications, hospital visits, dental work and nursing services. They can be used to cover expenses not covered by your health insurance program or if you lack health insurance entirely. Coverage applies to both the driver and occupants and also covers getting struck while a pedestrian. PIP is not an option in every state and gives slightly broader coverage than med pay

Uninsured/Underinsured Motorist (UM/UIM)

Your UM/UIM coverage protects you and your vehicle’s occupants when other motorists do not carry enough liability coverage. This coverage pays for hospital bills for your injuries as well as damage to your Honda Passport.

Since many drivers have only the minimum liability required by law, it only takes a small accident to exceed their coverage. So UM/UIM coverage is a good idea.

Collision coverage

Collision insurance will pay to fix damage to your Passport caused by collision with another vehicle or an object, but not an animal. You have to pay a deductible then the remaining damage will be paid by your insurance company.

Collision coverage protects against claims like damaging your car on a curb, rolling your car, sideswiping another vehicle and crashing into a building. Paying for collision coverage can be pricey, so you might think about dropping it from vehicles that are 8 years or older. Another option is to raise the deductible to get cheaper collision coverage.