1994 Mercedes-Benz SL-Class Car Insurance Quotes

Searching for better car insurance rates for your Mercedes-Benz SL-Class? Overpriced car insurance can take a big chunk out of your family’s budget and force you to cut corners elsewhere. Comparing price quotes can help to ensure you are getting the best deal.

People have so many insurance companies to choose from, and although it’s a good thing to be able to choose, lots of choices makes it harder to compare rates and cut insurance costs.

Shopping for the lowest cost insurance coverage coverage is not that difficult. If you have a policy now or are looking for a new policy, you can use this information to reduce the price you pay while maximizing coverage. Vehicle owners just need to understand the proper way to compare prices online.

The quickest method to compare rate quotes is to understand almost all companies pay for the opportunity to provide you with a free rate quote. To begin a comparison, all you need to do is take a few minutes to give details including if you require a SR-22, if you have an active license, your general credit rating, and if it has an anti-theft system. Your insurance information is sent automatically to multiple different insurance companies and they return cost estimate very quickly.

Find hidden discounts on insurance coverage

Car insurance is not cheap, but there’s a good chance there are discounts that could help you make your next renewal payment. Certain reductions will be credited at the time of quoting, but less common discounts must be specially asked for before being credited.

Drivers Ed for Students – Cut your cost by having your teen driver participate in a local driver’s education class as it can save substantially.
Homeowners Discount – Owning a home can save a few bucks because maintaining a house requires personal responsibility.
Military Deployment Discount – Having an actively deployed family member may qualify for rate reductions.
Braking Control Discount – Cars, trucks, and SUVs with ABS and/or traction control prevent accidents and qualify for as much as a 10% discount.
Multi-policy Discount – If you have multiple policies with the same company you could save nearly 15% which can help you find cheaper insurance.
Discount for Passive Restraints – Vehicles with factory air bags and/or automatic seat belt systems may earn rate discounts as much as 30%.
E-sign – Many insurance coverage companies may give you up to $50 for signing up digitally online.
Pay Upfront and Save – By making one initial payment instead of monthly or quarterly installments you can avoid the installment charge.
College Student – Older children who live away from home to go to college and do not have a car may qualify for this discount.
55 and Retired – Mature drivers may receive a discount up to 10% on SL-Class insurance.

One last thing about discounts, most credits do not apply to your bottom line cost. The majority will only reduce the price of certain insurance coverages like comprehensive or collision. Even though the math looks like all those discounts means the company will pay you, company stockholders wouldn’t be very happy.

Large insurance coverage companies and a summarized list of policyholder discounts include:

State Farm may offer discounts for safe vehicle, accident-free, Steer Clear safe driver discount, driver’s education, and good student.
Geico may have discounts that include driver training, multi-policy, military active duty, federal employee, daytime running lights, air bags, and anti-lock brakes.
SAFECO has savings for anti-theft, homeowner, bundle discounts, teen safety rewards, anti-lock brakes, safe driver, and multi-car.
Farmers Insurance may include discounts for homeowner, teen driver, business and professional, mature driver, and early shopping.
AAA offers discounts including education and occupation, multi-car, anti-theft, pay-in-full, good driver, and AAA membership discount.
USAA policyholders can earn discounts including good student, new vehicle, loyalty savings, family discount, multi-policy, multi-vehicle, and defensive driver.

Before buying, ask all the companies which discounts they offer. Some discounts might not be offered everywhere. If you would like to view companies that offer discounts, follow this link.

Tailor your insurance coverage to you

When it comes to choosing coverage for your personal vehicles, there really is not a one size fits all plan. Every situation is different so this has to be addressed. For example, these questions can aid in determining if your insurance needs might need an agent’s assistance.

Do all my vehicles need collision coverage?
What is medical payments coverage?
Where can I get insurance after a DUI in my state?
When should I not file a claim?
Do I need PIP (personal injury protection) coverage in my state?
Do I need more liability coverage?
What is no-fault insurance?
Can my teen driver be rated on a liability-only vehicle?
What is high-risk coverage and where do I buy it?
Do I have coverage when using my vehicle for my home business?

If you can’t answer these questions but one or more may apply to you, you might consider talking to an agent. To find an agent in your area, fill out this quick form or click here for a list of insurance companies in your area. It only takes a few minutes and can help protect your family.

Coverages available on your policy

Learning about specific coverages of your insurance policy can help you determine which coverages you need and proper limits and deductibles. The terms used in a policy can be impossible to understand and reading a policy is terribly boring. Listed below are the usual coverages available from insurance companies.

Insurance for medical payments

Coverage for medical payments and/or PIP pay for immediate expenses like funeral costs, nursing services and X-ray expenses. The coverages can be used to fill the gap from your health insurance policy or if you do not have health coverage. They cover both the driver and occupants and also covers being hit by a car walking across the street. PIP coverage is only offered in select states and may carry a deductible

Comprehensive coverage (or Other than Collision)

Comprehensive insurance pays to fix your vehicle from damage OTHER than collision with another vehicle or object. You first have to pay a deductible then your comprehensive coverage will pay.

Comprehensive coverage protects against things like hail damage, hitting a deer and theft. The most a insurance company will pay at claim time is the market value of your vehicle, so if the vehicle is not worth much consider removing comprehensive coverage.

Uninsured Motorist or Underinsured Motorist insurance

This coverage protects you and your vehicle’s occupants from other drivers when they either are underinsured or have no liability coverage at all. Covered claims include injuries to you and your family and damage to your Mercedes-Benz SL-Class.

Because many people have only the minimum liability required by law, their limits can quickly be used up. For this reason, having high UM/UIM coverages is very important. Normally these limits are similar to your liability insurance amounts.

Auto collision coverage

This coverage will pay to fix damage to your SL-Class resulting from colliding with another vehicle or an object, but not an animal. You have to pay a deductible and the rest of the damage will be paid by collision coverage.

Collision coverage pays for things such as hitting a parking meter, damaging your car on a curb, driving through your garage door and sustaining damage from a pot hole. Collision coverage makes up a good portion of your premium, so analyze the benefit of dropping coverage from vehicles that are older. Drivers also have the option to bump up the deductible to bring the cost down.

Liability coverages

Liability insurance can cover damage or injury you incur to people or other property. It protects YOU from claims by other people. It does not cover your own vehicle damage or injuries.

Coverage consists of three different limits, bodily injury per person, bodily injury per accident and property damage. As an example, you may have policy limits of 25/50/25 that translate to $25,000 in coverage for each person’s injuries, a per accident bodily injury limit of $50,000, and $25,000 of coverage for damaged propery. Alternatively, you may have a combined single limit or CSL which combines the three limits into one amount rather than limiting it on a per person basis.

Liability coverage protects against things like court costs, legal defense fees and pain and suffering. How much liability should you purchase? That is a personal decision, but you should buy as much as you can afford.