1993 Suzuki Samurai Insurance Cost – 9 Ideas for Best Prices

Looking for better auto insurance rates for your Suzuki Samurai? High-priced auto insurance can bottom out your checking account and possibly require postponing other expenditures. Comparing price quotes is a great way to tighten up your finances.

Popular companies such as Geico, Progressive and Allstate all claim big savings with TV and radio ads and it can be hard to separate fact from fiction and take the time to shop coverage around.

If you have insurance now or are looking for a new policy, you will benefit by learning to find better prices and possibly find even better coverage. Buying car insurance is quite easy. Vehicle owners just need to know the tricks to buy auto insurance online.

How much is insurance coverage?

Performing a rate comparison can take time and effort if you don’t understand the most efficient way to do it. You can spend your afternoon driving to insurance companies in your area, or you can stay home and use online quoting to get rate comparisons in just a few minutes.

All the larger companies belong to an insurance system where insurance shoppers enter their coverage request one time, and each company then returns a price quote. This eliminates the need for form submissions for each company you want a rate for.

To compare rates now click here to start a free quote.

The only downside to using this type of form is you are unable to specify which insurance companies you will receive quotes from. If you would rather choose specific providers for rate comparison, we have a listing of companies who write insurance coverage in your area. View list of insurance companies.

Compare rates however you want, just double check that you are using the same quote data for every quote you compare. If you have differing limits you will not be able to determine the lowest rate for your Suzuki Samurai.

You are unique and your car insurance should be too

When it comes to choosing coverage for your personal vehicles, there is no “perfect” insurance plan. Coverage needs to be tailored to your specific needs so your insurance should reflect that For example, these questions may help highlight if your situation could use an agent’s help.

• Is my cargo covered for damage or theft?
• Is pleasure use cheaper than using my 1993 Suzuki Samurai to commute?
• How do I buy GAP insurance?
• Should I buy full coverage?
• Can I drive in Mexico and have coverage?
• What is the minimum liability in my state?
• Is my 1993 Suzuki Samurai covered for flood damage?

If you can’t answer these questions but you think they might apply to your situation, you might consider talking to an insurance agent. If you want to speak to an agent in your area, take a second and complete this form or go to this page to view a list of companies. It only takes a few minutes and you can get the answers you need.

Auto insurance policy coverages for a 1993 Suzuki Samurai

Knowing the specifics of auto insurance can be of help when determining appropriate coverage and proper limits and deductibles. Policy terminology can be ambiguous and even agents have difficulty translating policy wording. Below you’ll find typical coverages found on the average auto insurance policy.

Uninsured or underinsured coverage

This coverage gives you protection when other motorists either have no liability insurance or not enough. Covered claims include injuries sustained by your vehicle’s occupants as well as damage to your Suzuki Samurai.

Because many people only carry the minimum required liability limits, their limits can quickly be used up. That’s why carrying high Uninsured/Underinsured Motorist coverage should not be overlooked.

Medical expense coverage

Medical payments and Personal Injury Protection insurance reimburse you for short-term medical expenses such as X-ray expenses, funeral costs and pain medications. The coverages can be used to fill the gap from your health insurance plan or if there is no health insurance coverage. Medical payments and PIP cover not only the driver but also the vehicle occupants and will also cover any family member struck as a pedestrian. PIP is not available in all states and may carry a deductible

Collision insurance

Collision insurance pays to fix your vehicle from damage from colliding with another vehicle or an object, but not an animal. You will need to pay your deductible and the rest of the damage will be paid by collision coverage.

Collision coverage protects against claims such as backing into a parked car, driving through your garage door, crashing into a ditch, sustaining damage from a pot hole and colliding with a tree. This coverage can be expensive, so analyze the benefit of dropping coverage from vehicles that are 8 years or older. It’s also possible to raise the deductible to save money on collision insurance.

Coverage for liability

Liability coverage provides protection from injuries or damage you cause to other’s property or people. Split limit liability has three limits of coverage: per person bodily injury, per accident bodily injury, and a property damage limit. Your policy might show limits of 100/300/100 which stand for a $100,000 limit per person for injuries, a limit of $300,000 in injury protection per accident, and a total limit of $100,000 for damage to vehicles and property.

Liability insurance covers things such as medical expenses, pain and suffering, repair costs for stationary objects, court costs and emergency aid. The amount of liability coverage you purchase is a personal decision, but it’s cheap coverage so purchase as large an amount as possible.

Comprehensive protection

Comprehensive insurance pays to fix your vehicle from damage caused by mother nature, theft, vandalism and other events. You first must pay your deductible and then insurance will cover the rest of the damage.

Comprehensive coverage protects against things such as theft, falling objects and damage from flooding. The maximum payout you’ll receive from a claim is the ACV or actual cash value, so if it’s not worth much more than your deductible consider removing comprehensive coverage.