1992 Dodge Stealth Insurance Rates

I really doubt anyone looks forward to paying for car insurance, especially when they could find lower prices if they just compared rates. Many insurance companies compete to insure your vehicles, and because of this it can be hard to compare car insurance companies to get the cheapest price

You need to check car insurance prices before your next renewal since insurance prices are adjusted regularly by insurance companies. Just because you had the lowest price for Stealth coverage a few years ago there may be better deals available now. Ignore everything you know about car insurance because you’re about to learn the tricks you need to know to save money, get proper deductibles and limits, all at the lowest rate.

If you have insurance now or are looking for a new policy, you can use these techniques to cut your premiums and possibly find even better coverage. Choosing the best insurance company for you is quite easy. Consumers just need to learn the most effective way to shop for insurance coverage online.

The fastest way that we advise to get policy rate comparisons is to know the fact most of the larger companies have advanced systems to give rate comparisons. The one thing you need to do is spend a couple of minutes providing details like your job, how much coverage you want, your general credit rating, and the make and model of your vehicles. That information is instantly submitted to insurance companies and you get price estimates within a short period of time.

If you would like to start a quote now, click here and see if a lower rate is available.

When in doubt talk to an agent

When buying coverage, there really is no “perfect” insurance plan. Everyone’s needs are different so your insurance needs to address that. For instance, these questions can aid in determining whether you might need an agent’s assistance.

  • What is UM/UIM insurance?
  • I have a DUI can I still get coverage?
  • Does my 1992 Dodge Stealth need full coverage?
  • Am I covered if I hit my neighbor’s mailbox?
  • Do I need replacement cost coverage on my 1992 Dodge Stealth?
  • Does my medical payments coverage pay my health insurance deductible?

If you’re not sure about those questions but you know they apply to you, then you may want to think about talking to a licensed agent. To find an agent in your area, complete this form or you can also visit this page to select a carrier It’s fast, doesn’t cost anything and can help protect your family.

Coverages available on your car insurance policy

Having a good grasp of your policy helps when choosing which coverages you need and the correct deductibles and limits. Policy terminology can be difficult to understand and even agents have difficulty translating policy wording. Shown next are typical coverage types found on most car insurance policies.

Comprehensive coverage

This coverage covers damage caused by mother nature, theft, vandalism and other events. You first must pay your deductible then the remaining damage will be covered by your comprehensive coverage.

Comprehensive can pay for things such as damage from flooding, damage from a tornado or hurricane, fire damage and a tree branch falling on your vehicle. The maximum amount you can receive from a comprehensive claim is the ACV or actual cash value, so if your deductible is as high as the vehicle’s value consider dropping full coverage.

Auto liability

This coverage will cover damage that occurs to other people or property. This coverage protects you from claims by other people. It does not cover your injuries or vehicle damage.

Split limit liability has three limits of coverage: per person bodily injury, per accident bodily injury, and a property damage limit. You commonly see policy limits of 25/50/25 that means you have a $25,000 limit per person for injuries, a total of $50,000 of bodily injury coverage per accident, and a total limit of $25,000 for damage to vehicles and property.

Liability insurance covers claims like emergency aid, legal defense fees, bail bonds, repair bills for other people’s vehicles and court costs. How much liability coverage do you need? That is a personal decision, but buy higher limits if possible.

Uninsured/Underinsured Motorist coverage

This coverage provides protection when the “other guys” do not carry enough liability coverage. This coverage pays for injuries sustained by your vehicle’s occupants as well as your vehicle’s damage.

Due to the fact that many drivers only carry the minimum required liability limits, their limits can quickly be used up. So UM/UIM coverage is very important.

Medical payments coverage and PIP

Coverage for medical payments and/or PIP reimburse you for bills like EMT expenses, doctor visits, rehabilitation expenses, funeral costs and hospital visits. They are utilized in addition to your health insurance policy or if you do not have health coverage. It covers not only the driver but also the vehicle occupants and will also cover getting struck while a pedestrian. PIP coverage is not an option in every state and gives slightly broader coverage than med pay

Coverage for collisions

This coverage will pay to fix damage to your Stealth resulting from colliding with another vehicle or an object, but not an animal. A deductible applies and then insurance will cover the remainder.

Collision coverage protects against things like colliding with a tree, sustaining damage from a pot hole and sideswiping another vehicle. Collision is rather expensive coverage, so you might think about dropping it from lower value vehicles. Drivers also have the option to bump up the deductible in order to get cheaper collision rates.