1992 Chevrolet Camaro Insurance Rates

Looking for lower insurance coverage rates for your Chevrolet Camaro? Are you kicking yourself for buying an expensive insurance coverage policy? Believe me, you are not the only one feeling buyer’s remorse.

Many insurers vie for your insurance dollar, so it can be very hard to choose a provider to find the absolute cheapest price

The quickest method we recommend to get rate comparisons is to know the trick auto insurance companies have advanced systems to provide you with free rate quotes. To start a quote, the only thing you need to do is give them rating details including whether you are single or married, how much school you completed, distance driven, and driver ages. That information is automatically sent to multiple companies and they return rate quotes immediately.

To check Chevy Camaro insurance prices now, click here and enter your zip code.

Don’t assume everyone needs the same insurance coverage coverage

When buying the best insurance coverage coverage, there isn’t really a “perfect” insurance plan. Each situation is unique and a cookie cutter policy won’t apply. For instance, these questions could help you determine whether your personal situation will benefit from professional help.

  • What discounts do I qualify for?
  • Is motorclub coverage worth it?
  • Should I waive the damage coverage when renting a car?
  • Are my tools covered if they get stolen from my vehicle?
  • Are rental cars covered under my policy?
  • Do I have newly-aquired coverage?
  • Are all vehicle passengers covered by medical payments coverage?

If you’re not sure about those questions but you know they apply to you, you might consider talking to an insurance agent. If you don’t have a local agent, take a second and complete this form or go to this page to view a list of companies.

Auto insurance coverage basics

Understanding the coverages of your policy can be of help when determining which coverages you need for your vehicles. Policy terminology can be ambiguous and nobody wants to actually read their policy. Below you’ll find typical coverages found on the average auto insurance policy.

Comprehensive coverage

Comprehensive insurance pays to fix your vehicle from damage OTHER than collision with another vehicle or object. You first have to pay a deductible then the remaining damage will be covered by your comprehensive coverage.

Comprehensive can pay for claims such as falling objects, damage from flooding, a tree branch falling on your vehicle, theft and rock chips in glass. The maximum payout you’ll receive from a claim is the actual cash value, so if the vehicle’s value is low consider removing comprehensive coverage.

Medical payments coverage and PIP

Personal Injury Protection (PIP) and medical payments coverage pay for expenses for pain medications, EMT expenses, surgery and hospital visits. They are often used to fill the gap from your health insurance policy or if you lack health insurance entirely. It covers both the driver and occupants as well as any family member struck as a pedestrian. PIP coverage is only offered in select states and gives slightly broader coverage than med pay

Collision insurance

Collision insurance pays to fix your vehicle from damage caused by collision with an object or car. A deductible applies and then insurance will cover the remainder.

Collision insurance covers claims such as sustaining damage from a pot hole, colliding with a tree and sideswiping another vehicle. Paying for collision coverage can be pricey, so consider removing coverage from older vehicles. Another option is to raise the deductible in order to get cheaper collision rates.

Uninsured/Underinsured Motorist coverage

This coverage protects you and your vehicle from other drivers when they either have no liability insurance or not enough. This coverage pays for hospital bills for your injuries and also any damage incurred to your Chevy Camaro.

Since many drivers only carry the minimum required liability limits, it only takes a small accident to exceed their coverage. So UM/UIM coverage is a good idea.

Coverage for liability

This coverage protects you from damage that occurs to people or other property. It protects YOU from claims by other people. It does not cover your injuries or vehicle damage.

Coverage consists of three different limits, bodily injury for each person injured, bodily injury for the entire accident and a property damage limit. As an example, you may have policy limits of 50/100/50 that translate to a $50,000 limit per person for injuries, a total of $100,000 of bodily injury coverage per accident, and $50,000 of coverage for damaged propery.

Liability coverage protects against things such as legal defense fees, attorney fees, funeral expenses and court costs. How much liability coverage do you need? That is up to you, but you should buy as large an amount as possible.